Albany County and Guilderland Town property record for 509 Jaclyn Dr, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,975 sqft · built 2019 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $13,860 (2026) |
| Deeds & Mortgages | Jan 2020 Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 27.11-3-114 |
| Primary APN | 013089 27.11-3-114 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,975 sqft Living Area |
| 1st Floor Area | 1,534 sqft |
| 2nd Floor Area | 1,441 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 147 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02701100031140000000 |
|---|---|
| Street Address | 509 JACLYN DR |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-5177 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RO30 |
| Legal Description | LOT 509 LPV SEC 7 |
| Legal Block | 3 |
| Legal Lot Number | 114.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 14616 |
Source: Albany County and Guilderland Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 509 JACLYN DR, SCHENECTADY, NY 12303-5177 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL COMMUNICATIONS FCU |
| Jan 17, 2020 | Deed of Trust, Mortgage CAPITAL COMMUNICATIONS FCU |
| Jun 22, 2018 | Warranty Deed, Transfer TRADITIONAL BUILDERS LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 509 JACLYN DR, SCHENECTADY, NY 12303-5177 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001990 |
|---|---|
| Date | Jan 24, 2020 |
| Instrument | R2020-01990 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 4.62% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 8.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 509 JACLYN DR, SCHENECTADY, NY 12303-5177 |
| Document Number | 0000001990 |
| Instrument Date | Jan 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2020 |
| Title Company | NTA |
| Name | Verified Name |
|---|---|
| Address | 110 ESSEX CIR #C GUILDERLAND NY 120849465, C, GUILDERLAND, NY 12084-9465 |
| Document Number | 0000001990 |
|---|---|
| Date | Jan 24, 2020 |
| Instrument | 1990 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Address | ALBANY, NY 12205 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 23, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jun 22, 2018 |
| Property Address | 509 JACLYN DR, SCHENECTADY, NY 12303-5177 |
| Document Number | 0000013761 |
| Instrument Date | May 31, 2018 |
| Instrument | 13761 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,520.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2144 DOUBLEDAY AVE BALLSTON SPA NY 120202435, BALLSTON SPA, NY 12020-2435 |
| Document Number | 13762 |
|---|---|
| Date | Jun 22, 2018 |
| Instrument | 13762 |
| Name | TRADITIONAL BUILDERS LTD |
|---|---|
| Address | 1266 DUANESBURG RD, SCHENECTADY, NY 12306-5805 |
| Amount | Amount Recorded |
|---|
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,860.00 (-0.41%) | ||
| 2025 | $13,917.00 (+12.41%) Additional exemption filed | $491,900 (+0.18%) Land $98,000 Building $393,900 | $655,867 (+13.54%) Land $130,667 Building $525,200 |
| 2023 | $491,000 (-) Land $98,000 Building $393,000 | $577,647 (+7.06%) Land $115,294 Building $462,353 | |
| 2022 | $491,000 Land $98,000 Building $393,000 | $539,560 Land $107,692 Building $431,868 | |
| 2021 | $12,381.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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