509 Holly St, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 509 Holly St, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,440 sqft · built 2006
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Tax Bill	$2,615 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`988312855099`

Property Details

APN / Parcel Number

Primary APN	`988312855099`
Alternative APN	`008223004`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,440 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	988312855099
Street Address	509 HOLLY ST
City	KILL DEVIL HILLS
State	NC
Zip	27948-8736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 5 BLK: Z SEC: PL: 1 SL: 80
Legal Subdivision	KILL DEVIL BEACH EXTENDED
Legal Block	Z
Legal Lot Number	5
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1052
Census Tract	970302

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	509 HOLLY ST, KILL DEVIL HILLS, NC 27948-8736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Feb 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	509 HOLLY ST, KILL DEVIL HILLS, NC 27948-8736
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 HOLLY ST, KILL DEVIL HILLS, NC 27948-8736

Mortgage

Document Number	2529/599
Date	Jul 27, 2021
Book Page	2529/599
Instrument	700103099

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	NAGS HEAD, NC 27959

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jul 15, 2041

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	509 HOLLY ST, KILL DEVIL HILLS, NC 27948-8736
Transaction Type	Mortgage
Record Updated	Mar 18, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2356/120
Date	Feb 20, 2020
Book Page	2356/120
Instrument	700074503

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,615.00 (+114.87%)	$481,500 (-) Land $177,800 Building $303,700	$481,500 (-) Land $177,800 Building $303,700
2025	$1,217.00 (-31.32%)	$481,500 (+53.88%) Land $177,800 Building $303,700
2023	$1,772.00	$312,900 Land $90,000 Building $222,900
2020			$481,500 Land $177,800 Building $303,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 190 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	290 units insured incl. 100 condo units
Nearby Flood Claims	22 (2003–2018)
Claims Outside the SFHA	9 of 22
Most Recent Claim	Oct 2018 · Tropical Storm Michael
Claims by Event	Tropical Storm Michael, Oct 2018 · 6 claims Hurricane Matthew, Oct 2016 · 5 claims Hurricane Irene, Aug 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Ripple Fiber.

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