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509 Highfield Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 509 Highfield Dr, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,130 sqft · built 1983
Lot Size0.201 acres (8,750 sqft)
Owner2 Individual Names on Record
Last Sale$270,000 (Feb 2019)
Tax Bill$3,519 (2024)
Deeds & MortgagesFeb 2019 Sale
Flood ZoneZone X (minimal risk)
APN545940C038

Property Details

APN / Parcel Number

Primary APN545940C038
Alternative APN
  • 3-0114-5425-00-0121.0000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,130 sqft Living Area
Gross Area3,220 sqft
1st Floor Area1,652 sqft
Basement Area840 sqft
Finished Basement478 sqft
Unfinished Basement362 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,750 sqft (0.201 acres)
Lot Dimensions70 ft deep x 125 ft wide
Garage TypeAttached
Garage Area728 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area108 sqft
Deck AreaDeck Area
Patio Area435 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number545940C038
Street Address509 HIGHFIELD DR
CitySAINT CHARLES
StateMO
Zip63304-7143
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionBIG SKY EST #1 LOT 121
Legal SubdivisionBIG SKY EST #1
Legal Lot Number121
JurisdictionST CHARLES MO
Township / Civil DivisionCOTTLEVILLE
Census Block Group2
Census Block2023
Census Tract311322

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address509 HIGHFIELD DR, SAINT CHARLES, MO 63304-7143
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 21, 2019 · Amount on Record
Deed SaleFeb 21, 2019 · Amount on Record
Prior SaleApr 28, 2015 · Amount on Record
Deed Document Number201976560
Deed Book / Page7037 / 2106
Last Transfer DateJun 19, 2020
Transfer Doc0073250958
Record UpdatedOct 29, 2026

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateFeb 21, 2019
Property Address509 HIGHFIELD DR, SAINT CHARLES, MO 63304-7143
Document Number0070372106
Book / Page007037 / 002106
Instrument DateFeb 19, 2019
Instrument76560
Transaction TypeTransfer
Record UpdatedMar 12, 2019
Title CompanyUS TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address509 HIGHFIELD DR ST CHARLES MO 633047143, ST CHARLES, MO 63304-7143

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$63,487 (-)$334,143 (-) Land $70,000 Building $264,143
2025$63,487 (+7.81%)$334,143 (+7.81%) Land $70,000 Building $264,143
2024$3,519.00
2023$58,889
2022$309,940 Land $70,000 Building $239,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims24 (1982–2022)
Claims Outside the SFHA1 of 24
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 5 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 3 claims
  • Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Wisper ISP.

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