509 Henderson St, Temple, TX 76501 Property Records

Bell County property record for 509 Henderson St, Temple, TX 76501

Property Summary

Property Type	Single Family Home
Details	1 ba · 520 sqft · built 1958
Lot Size	0.096 acres (4,200 sqft)
Owner	Company Name on Record
Last Sale	$70,224 (Jun 2024)
Tax Bill	$878 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2017 Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`0024970000`

Property Details

APN / Parcel Number

Primary APN	`0024970000`
Alternative APNs	`853193` `46774`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	520 sqft Living Area
1st Floor Area	520 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,200 sqft (0.096 acres)
Lot Dimensions	105 ft deep x 40 ft wide
Porch	Open Porch
Porch Area	15 sqft

Utilities, Heating & Cooling

Heating System	Space Heater
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	509 HENDERSON ST
City	TEMPLE
State	TX
Zip	76501-6046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2F
Legal Description	BON TON, BLOCK 009, LOT 0005
Legal Subdivision	BON TON
Legal Block	9
Legal Lot Number	5
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	3
Census Block	3042
Census Tract	20800

Owner

Source: Bell County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1003 PRAIRIE LN, MCGREGOR, TX 76657-9732
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan TFNB YOUR BANK FOR LIFE
Dec 14, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF CENTRAL TX
Jun 14, 2022	Warranty Deed, Transfer NETCO INC
Jul 8, 2021	Vendor's Lien, Transfer · Commercial Mortgage EXTRACO BANKS NA
Mar 26, 2019	Loan Modification, Mortgage FIRST NAT'L BK/MCGREGOR
Dec 3, 2018	Warranty Deed, Transfer SECURITY BK/CRAWFORD
Jan 29, 2018	Grant Deed, Mortgage FIRST NAT'L BK/MCGREGOR
Jan 29, 2018	Trustee's Deed, Construction Loan · Construction Mortgage FIRST NAT'L BK/MCGREGOR
Oct 4, 2017	Deed of Trust, Mortgage MARCK DE LAUTOUR
Sep 15, 2017	Warranty Deed, Transfer NOT AVAILABLE
Jun 20, 2017	Warranty Deed, Transfer MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2024 · Amount on Record
Deed Sale	Jun 17, 2024 · Amount on Record
Prior Sale	Jun 14, 2022
Deed Document Number	202425762
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	509 HENDERSON ST, TEMPLE, TX 76501-6046
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 PRAIRIE LN, MCGREGOR, TX 76657-9732

Mortgage

Document Number	0000058257
Date	Nov 25, 2025
Instrument	2025058257

Lender

Name	TFNB YOUR BANK FOR LIFE
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	509 HENDERSON ST, TEMPLE, TX 76501-6046
Transaction Type	Mortgage
Record Updated	Jun 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052126
Date	Dec 14, 2017
Instrument	2017-00052126

Lender

Name	FIRST NATIONAL BANK OF CENTRAL TX
Type	Bank
Address	WACO, TX 76702

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jun 14, 2022
Property Address	509 HENDERSON ST, TEMPLE, TX 76501-6046
Document Number	0000037783
Map Reference	VOL 45 PG 81
Instrument Date	Jun 10, 2022
Instrument	2022037783
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	NETCO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1259 FREDRICK LN, 1259, TEMPLE, TX 76502-7072

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 HENDERSON ST, TEMPLE, TX 76501-6046

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jul 8, 2021
Property Address	509 HENDERSON ST, TEMPLE, TX 76501-6046
Document Number	0000043080
Map Reference	VOL 245 PG 81
Instrument Date	Jul 2, 2021
Instrument	2021043080
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 303, MERIDIAN, TX 76665-0303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1259 FREDRICK LN, TEMPLE, TX 76502-7072

Mortgage

Document Number	0000043081
Date	Jul 8, 2021
Instrument	2021043081

Lender

Name	EXTRACO BANKS NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 2, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	2 Years

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	509 HENDERSON ST, TEMPLE, TX 76501-6046
Document Number	0000012791
Instrument Date	Mar 26, 2019
Transaction Type	Mortgage
Record Updated	Apr 22, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	425 AUSTIN AVE #1202 WACO TX 767012132, 1202, WACO, TX 76701-2132

Mortgage

Document Number	0000012791
Date	Apr 3, 2019
Instrument	12791

Lender

Name	FIRST NAT'L BK/MCGREGOR
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Apr 2, 2039

Interest

Rate	6.75%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Dec 3, 2018
Property Address	509 HENDERSON ST, TEMPLE, TX 76501-6046
Document Number	0000049885
Book / Page	010672 / 000760
Instrument Date	Nov 29, 2018
Instrument	49885
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 303 MERIDIAN TX 766650303, MERIDIAN, TX 76665-0303

Mortgage

Document Number	49886
Date	Dec 3, 2018
Book Page	010672/000765
Instrument	49886

Lender

Name	SECURITY BK/CRAWFORD
Type	Bank
Address	CRAWFORD, TX 76638

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Dec 2, 2038

January 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Jan 29, 2018
Property Address	509 HENDERSON ST, TEMPLE, TX 76501-6046
Instrument Date	Jan 25, 2018
Instrument	3427
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	TEXAS CENTRAL TITLE INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	425 AUSTIN AVE #1202 WACO TX 767012132, 1202, WACO, TX 76701-2132

Mortgage

Document Number	0000003427
Date	Jan 29, 2018
Instrument	3427

Lender

Name	FIRST NAT'L BK/MCGREGOR
Type	Bank
Address	PO BOX 387, MC GREGOR, TX 76657-0387

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 28, 2033

January 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BELL TX
Recording Date	Jan 29, 2018
Property Address	509 HENDERSON ST, TEMPLE, TX 76501-6046
Instrument Date	Jan 25, 2018
Instrument	3429
Transaction Type	Construction Loan
Record Updated	Nov 20, 2018
Title Company	TEXAS CENTRAL TITLE INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	425 AUSTIN AVE #1202 WACO TX 767012132, 1202, WACO, TX 76701-2132

Mortgage

Document Number	0000003429
Date	Jan 29, 2018
Instrument	3429

Lender

Name	FIRST NAT'L BK/MCGREGOR
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 28, 2019

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	509 HENDERSON ST, TEMPLE, TX 76501-6046
Document Number	0000042640
Instrument Date	Oct 4, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000042640
Date	Oct 10, 2017
Instrument	42640

Lender

Name	MARCK DE LAUTOUR

Agreement

Amount	Amount Recorded

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Sep 15, 2017
Property Address	509 HENDERSON ST, TEMPLE, TX 76501-6046
Document Number	0000038810
Instrument Date	Sep 13, 2017
Instrument	38810
Transaction Type	Transfer
Record Updated	Oct 4, 2017
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	425 AUSTIN AVE #2114 WACO TX 767012135, 2114, WACO, TX 76701-2135

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jun 20, 2017
Property Address	509 HENDERSON ST, TEMPLE, TX 76501-6046
Document Number	0000025528
Instrument Date	Jun 16, 2017
Instrument	25528
Transaction Type	Transfer
Record Updated	Jul 17, 2017
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	10 W AVENUE B TEMPLE TX 765017624, TEMPLE, TX 76501-7624

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$878.00 (-36.47%)	$38,624 (-35.94%) Land $17,640 Building $20,984	$38,624 (-35.94%) Land $17,640 Building $20,984
2023	$1,382.00 (+4.38%)	$60,290 Land $14,700 Building $45,590	$60,290 Land $14,700 Building $45,590
2022	$1,324.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Nextlink, SOS Communications, T-Mobile.

Nearby Properties on Henderson St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures