Brevard County property record for 509 Harland Ave, Melbourne Beach, FL 32951
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,265 sqft · built 1963 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,000 (Dec 2019) |
| Tax Bill | $108 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jan 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-38-06-79-A-10 |
| Primary APN | 28-38-06-79-A-10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,265 sqft Living Area |
| Gross Area | 4,203 sqft |
| 1st Floor Area | 3,265 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 120 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 314 sqft |
| Deck Area | 555 sqft |
| Patio Area | 348 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2847282 |
|---|---|
| Street Address | 509 HARLAND AVE |
| City | MELBOURNE BEACH |
| State | FL |
| Zip | 32951-2113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1RS |
| Legal Description | RIVER COLONY WEST SECTION, THE LOT 10 BLK A |
| Legal Range | 38E |
| Legal Township | 28S |
| Legal Section | 06 |
| Legal Subdivision | RIVER COLONY WEST SECTION, THE |
| Legal Block | A |
| Legal Lot Number | 10 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | INDIALANTIC-MELBOURNE BEACH |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 66101 |
509 Harland Ave is owned and occupied by two individuals who bought it in December 2019.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 509 HARLAND AVE, MELBOURNE BEACH, FL 32951-2113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2021 | Deed of Trust, Mortgage · VA Mortgage EVERETT FINANCIAL INC |
| Jan 6, 2021 | Deed of Trust, Mortgage · VA Mortgage FIRST MIDWEST BANK |
| Dec 6, 2019 | Warranty Deed, Transfer · VA Mortgage DYBN FINANCIAL CORP |
| May 1, 2018 | Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC |
| Nov 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2019 · Amount on File |
| Deed Sale | Dec 6, 2019 · Amount on File |
| Prior Sale | Mar 23, 2009 · Amount on File |
| Deed Document Number | 2019264926 |
| Deed Book / Page | 8606 / 2945 |
| Prior Transfer Date | Jan 24, 2003 |
| Prior Transfer Doc | 4843002911 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 509 HARLAND AVE, MELBOURNE BEACH, FL 32951-2113 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2023 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 509 HARLAND AVE, MELBOURNE BEACH, FL 32951-2113 |
| Document Number | 0092590914 |
|---|---|
| Date | Sep 16, 2021 |
| Book Page | 9259/914 |
| Instrument | 2021242086 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 509 HARLAND AVE, MELBOURNE BEACH, FL 32951-2113 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 509 HARLAND AVE, MELBOURNE BEACH, FL 32951-2113 |
| Document Number | 0089740310 |
|---|---|
| Date | Jan 6, 2021 |
| Book Page | 8974/310 |
| Instrument | 2021003358 |
| Name | FIRST MIDWEST BANK |
|---|---|
| Type | Bank |
| Address | GURNEE, IL 60031 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Dec 6, 2019 |
| Property Address | 509 HARLAND AVE, MELBOURNE BEACH, FL 32951-2113 |
| Document Number | 0086062945 |
| Book / Page | 8606 / 2945 |
| Map Reference | MB 17 PG 55 |
| Instrument Date | Dec 2, 2019 |
| Instrument | 2019264926 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2021 |
| Title Company | ALLIANCE TITLE INS AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,675.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 509 HARLAND AVE, MELBOURNE BEACH, FL 32951-2113 |
| Document Number | 2019264927 |
|---|---|
| Date | Dec 6, 2019 |
| Instrument | 2019264927 |
| Name | DYBN FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 509 HARLAND AVE, MELBOURNE BEACH, FL 32951-2113 |
| Document Number | 0081602398 |
| Instrument Date | May 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 509 HARLAND AVE MELBOURNE BEACH FL 329512113, MELBOURNE BEACH, FL 32951-2113 |
| Document Number | 0081602398 |
|---|---|
| Date | May 10, 2018 |
| Book Page | 008160/002398 |
| Instrument | 105099 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 9, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 509 HARLAND AVE, MELBOURNE BEACH, FL 32951-2113 |
| Document Number | 0080311775 |
| Book / Page | 008031 / 001775 |
| Instrument Date | Nov 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 509 HARLAND AVE MELBOURNE BEACH FL 329512113, MELBOURNE BEACH, FL 32951-2113 |
| Document Number | 0080311775 |
|---|---|
| Date | Nov 21, 2017 |
| Book Page | 008031/001775 |
| Instrument | 241990 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 20, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
The 2025 property tax bill for 509 Harland Ave was $108 with a veteran's exemption.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Melbourne Beach Town |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $505,450 (+2.7%) | $733,100 (+13.13%) | |
| 2025 | $108.00 Disabled Person's exemption Veteran's exemption | $492,170 | $648,040 Land $330,000 Building $318,040 |
| 2023 | $102.00 (+4.08%) Disabled Person's exemption Veteran's exemption | $464,370 (+3.17%) | $671,360 (+7.7%) Land $330,000 Building $341,360 |
| 2022 | $98.00 Disabled Person's exemption Veteran's exemption | $450,110 | $623,350 Land $315,000 Building $308,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 509 Harland Ave in Zone X, an area of minimal flood risk, though there have been 40 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 162 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 162 in force |
| Nearby Flood Claims | 40 (1979–2022) |
| Claims Outside the SFHA | 39 of 40 |
| Most Recent Claim | Apr 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 509 Harland Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures