509 Guy Rd, Phillipsburg, NJ 08865 Property Records

Warren County and Lopatcong Township property record for 509 Guy Rd, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,950 sqft · built 1955
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$114,500 (Apr 2017)
Tax Bill	$6,124 (2025)
Deeds & Mortgages	Dec 2018 Line of Credit Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-00045-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`15-00045-0000-00010`
Alternative APN	`150004500010`

Interior

Stories	1 Story
Building Area	1,950 sqft Living Area
1st Floor Area	1,950 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	11,761 sqft (0.27 acres)

Location & Zoning

Street Address	509 GUY RD
City	PHILLIPSBURG
State	NJ
Zip	08865-1734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Subdivision	ROSE HILL HEIGHTS ANX PTN 1
Legal Block	45
Legal Lot Number	10
Jurisdiction	WARREN NJ
Township / Civil Division	LOPATCONG
Census Block Group	5
Census Block	5014
Census Tract	32200

Owner

Source: Warren County and Lopatcong Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	509 GUY RD, PHILLIPSBURG, NJ 08865-1734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2018	Deed of Trust, Mortgage · Line of Credit PNC BK
Apr 4, 2017	Grant Deed, Transfer · Conventional Mortgage FULTON BK/NJ

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2017 · Amount on Record
Deed Sale	Apr 4, 2017 · Amount on Record
Deed Document Number	2017473421
Deed Book / Page	2752 / 61
Prior Transfer Date	Oct 11, 2016
Prior Transfer Doc	0000465332
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	509 GUY RD, PHILLIPSBURG, NJ 08865-1734
Document Number	0000504344
Instrument Date	Dec 28, 2018
Transaction Type	Mortgage
Record Updated	Feb 18, 2019
Title Company	SOUTHWEST FINANCIAL, SWF

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 GUY RD PHILLIPSBURG NJ 088651734, PHILLIPSBURG, NJ 08865-1734

Mortgage

Document Number	0000504344
Date	Jan 14, 2019
Book Page	006666/000245
Instrument	504344

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Apr 4, 2017
Property Address	509 GUY RD, PHILLIPSBURG, NJ 08865-1734
Document Number	0000473421
Book / Page	002752 / 000061
Instrument Date	Apr 3, 2017
Instrument	473421
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$114.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 GUY RD PHILLIPSBURG NJ 088651734, PHILLIPSBURG, NJ 08865-1734

Mortgage

Document Number	473422
Date	Apr 4, 2017
Book Page	006430/000056
Instrument	473422

Lender

Name	FULTON BK/NJ
Type	Bank
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2047

Tax Assessment & Valuation

Source: Warren County and Lopatcong Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
County Subdivision	Lopatcong Township
Unified School District	Lopatcong Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,300 (-) Land $86,800 Building $114,500	$201,300 (-) Land $86,800 Building $114,500
2025	$6,124.00 (+1.86%)	$201,300 (-) Land $86,800 Building $114,500	$201,300 (-) Land $86,800 Building $114,500
2024	$6,012.00 (+4.76%)
2023		$201,300 Land $86,800 Building $114,500	$201,300 Land $86,800 Building $114,500
2022	$5,739.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Service Electric Cable TV Cable	1,000 / 40

May also be available: AT&T, Verizon.

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