509 Grayson Way, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 509 Grayson Way, Chesapeake, VA 23320

Property Summary

Property Type	Exempt (Full or Partial)
Details	4 bd · 3 ba · 2,688 sqft · built 1995
Lot Size	0.256 acres (11,151 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,900 (Sep 2017)
Tax Bill	$4,703 (2023)
Deeds & Mortgages	Jan 2021 Mortgage May 2020 Mortgage + 1 more
APN	`0378002000160`

Property Details

APN / Parcel Number

Primary APN	`0378002000160`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,688 sqft Total Area
1st Floor Area	1,192 sqft
Upper Floors Area	1,192 sqft
Attic	Attic
Attic Area	454 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,151 sqft (0.256 acres)
Lot Dimensions	139 ft deep x 149 ft wide
Garage Type	Attached
Garage Area	454 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	228 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	509 GRAYSON WAY
City	CHESAPEAKE
State	VA
Zip	23320-3797
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R15S: RESI
Legal Description	16 OAKBROOKE MEADOWS SEC 1
Legal Subdivision	OAKBROOKE MEADOWS
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2006
Census Tract	20805

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	509 GRAYSON WAY, CHESAPEAKE, VA 23320-3797
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION
May 1, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Sep 28, 2017	Warranty Deed, Transfer · VA Mortgage E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2017 · Amount on Record
Deed Sale	Sep 28, 2017 · Amount on Record
Prior Sale	Mar 5, 2013 · Amount on Record
Deed Document Number	201726921
Deed Book / Page	9838 / 1790
Prior Transfer Date	Feb 28, 2013
Prior Transfer Doc	008992/813
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	509 GRAYSON WAY, CHESAPEAKE, VA 23320-3797
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10289/1559
Date	Jan 11, 2021
Book Page	10289/1559
Instrument	210001361

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	509 GRAYSON WAY, CHESAPEAKE, VA 23320-3797
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010144/872
Date	May 1, 2020
Book Page	10144/872
Instrument	200013505

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Sep 28, 2017
Property Address	509 GRAYSON WAY, CHESAPEAKE, VA 23320-3797
Document Number	9838/1790
Book / Page	9838 / 1790
Instrument Date	Sep 26, 2017
Instrument	170026921
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 GRAYSON WAY, CHESAPEAKE, VA 23320-3797

Mortgage

Document Number	170026922
Date	Sep 28, 2017
Instrument	170026922

Lender

Name	E MORTGAGE MANAGEMENT LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$501,900 (+2.95%) Land $175,000 Building $326,900	$501,900 (+2.95%) Land $175,000 Building $326,900
2025		$487,500 (+4.68%) Land $165,000 Building $322,500	$487,500 (+4.68%) Land $165,000 Building $322,500
2023	$4,703.00 (+33.53%)	$465,700 (+10.57%) Land $150,000 Building $315,700	$465,700 (+10.57%) Land $150,000 Building $315,700
2022		$421,200 Land $140,000 Building $281,200	$421,200 Land $140,000 Building $281,200
2019	$3,522.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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