St. Louis County property record for 509 Gold St, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,350 sqft · built 1963 |
| Lot Size | 0.358 acres (15,595 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,118 (2026) |
| Deeds & Mortgages | Apr 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3570-03120 |
| Primary APN | 010-3570-03120 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 2 Stories |
| Building Area | 1,350 sqft Gross Area |
| 1st Floor Area | 888 sqft |
| Basement Area | 109 sqft |
| Finished Basement | 109 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 15,595 sqft (0.358 acres) |
| Garage Area | 676 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 294 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Propane |
| Account Number | 35109 |
|---|---|
| Street Address | 509 GOLD ST |
| City | DULUTH |
| State | MN |
| Zip | 55811-2411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 5 THRU 9 SERIAL # |
| Legal Subdivision | OAKLAND PARK ADDITION TO DULUTH |
| Legal Block | 27 |
| Legal Lot Number | 5-9 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 15700 |
509 Gold St is owned and occupied by two individuals who acquired it in May 2000.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 509 GOLD ST, DULUTH, MN 55811-2411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 17, 2000 |
| Transfer Doc | 00A1307181 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 11, 2017 |
| Property Address | 509 GOLD ST, DULUTH, MN 55811-2411 |
| Document Number | 00A1307181 |
| Instrument Date | May 17, 2000 |
| Instrument | A1307181 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 509 GOLD ST DULUTH MN 558112411, DULUTH, MN 55811-2411 |
The 2026 property tax bill for 509 Gold St was $4,118 with a homeowner's exemption, up 2% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,118.00 (+2.03%) Homeowner's exemption | ||
| 2025 | $4,036.00 (+5.43%) Homeowner's exemption | $323,000 (+4.06%) Land $45,900 Building $277,100 | $323,000 (+4.06%) Land $45,900 Building $277,100 |
| 2024 | $3,828.00 | $310,400 Land $64,200 Building $246,200 | $310,400 Land $64,200 Building $246,200 |
| 2022 | $266,300 Land $61,000 Building $205,300 | $266,300 Land $61,000 Building $205,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 509 Gold St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 509 Gold St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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