509 Gibraltar Ln, Lorena, TX 76655 Property Records

McLennan County property record for 509 Gibraltar Ln, Lorena, TX 76655

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,846 sqft · built 1999
Lot Size	0.51 acres (22,229 sqft)
Owner	2 Individual Names on Record
Last Sale	$379,700 (Jun 2019)
Tax Bill	$8,369 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-072100-000210-0`

Property Details

APN / Parcel Number

Primary APN	`30-072100-000210-0`
Alternative APNs	`3007210000021000111` `130444`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,846 sqft Living Area
Gross Area	3,472 sqft
1st Floor Area	2,846 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	22,229 sqft (0.51 acres)
Garage Type	Attached
Garage Area	626 sqft
Driveway	Concrete Driveway
Driveway Area	1,368 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	195 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	509 GIBRALTAR LN
City	LORENA
State	TX
Zip	76655-9669
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	QUARRY LOT 10 BLOCK 2 ACRES .5103
Legal Subdivision	QUARRY
Legal Block	2
Legal Lot Number	10
Jurisdiction	MCLENNAN TX
Township / Civil Division	MOODY-LORENA
Census Block Group	3
Census Block	3021
Census Tract	3801

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	509 GIBRALTAR LN, LORENA, TX 76655-9669
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Commercial Mortgage GATE CITY BANK
Jun 17, 2019	Vendor's Lien, Transfer · Conventional Mortgage GATE CITY BANK
Jun 5, 2017	Vendor's Lien, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2019 · Amount on Record
Deed Sale	Jun 17, 2019 · Amount on Record
Prior Sale	Jun 5, 2017 · Amount on Record
Deed Document Number	201919745
Prior Transfer Date	Jun 14, 2019
Prior Transfer Doc	0000019745
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	509 GIBRALTAR LN, LORENA, TX 76655-9669
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 GIBRALTAR LN, LORENA, TX 76655-9669

Mortgage

Document Number	0000034704
Date	Aug 27, 2021
Instrument	2021034704

Lender

Name	GATE CITY BANK
Type	Bank
Address	FARGO, ND 58108

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jun 17, 2019
Property Address	509 GIBRALTAR LN, LORENA, TX 76655-9669
Document Number	0000019745
Map Reference	VOL 335 PG 130
Instrument Date	Jun 14, 2019
Instrument	2019019745
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 GIBRALTAR LN, LORENA, TX 76655-9669

Mortgage

Document Number	0000019746
Date	Jun 17, 2019
Instrument	2019019746

Lender

Name	GATE CITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

June 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jun 5, 2017
Property Address	509 GIBRALTAR LN, LORENA, TX 76655-9669
Document Number	0000017876
Map Reference	VOL335 PG130
Instrument Date	Jun 2, 2017
Instrument	2017017876
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 GIBRALTAR LN, LORENA, TX 76655-9669
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017877
Date	Jun 5, 2017
Instrument	2017017877

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Lorena City
Unified School District	Lorena Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$478,923 (-6.15%) Land $61,129 Building $417,794	$478,923 (-6.15%) Land $61,129 Building $417,794
2025	$8,369.00 (+9.77%) Homeowner's exemption	$510,300 (-4.98%) Land $55,570 Building $454,730	$510,300 (-4.98%) Land $55,570 Building $454,730
2024	$7,624.00 (+10.35%)
2023		$537,060 Land $55,570 Building $481,490	$537,060 Land $55,570 Building $481,490
2022	$6,909.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LORENA serves 1,776 people · EPA ID TX1550036
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Rise Broadband Fiber	1,000 / 200
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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