Charles County property record for 509 Gerry Ln, Waldorf, MD 20602
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,541 sqft · built 1969 |
| Lot Size | 0.252 acres (10,959 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $286,000 (Sep 2008) |
| Tax Bill | $10,614 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-000967 |
| Primary APN | 06-000967 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,541 sqft Living Area |
| 1st Floor Area | 2,034 sqft |
| Utility Area | 216 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,959 sqft (0.252 acres) |
| Garage Type | Carport |
| Garage Area | 200 sqft |
| Carport | Carport |
| Carport Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 000967 |
|---|---|
| Street Address | 509 GERRY LN |
| City | WALDORF |
| State | MD |
| Zip | 20602-2982 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RH |
| Legal Description | L 26 B 42 S 3-D CARRINGTON NEIGHBORHOOD ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Block | 42 |
| Legal Lot Number | 26 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 850902 |
509 Gerry Ln is owned and occupied by two individuals who acquired it in January 2021.
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 509 GERRY LN, WALDORF, MD 20602-2982 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 2, 2022 | Deed of Trust, Mortgage · Line of Credit FEDCHOICE FCU |
| Jan 14, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2008 · Amount on File |
| Deed Sale | Sep 29, 2008 · Amount on File |
| Deed Document Number | 2008144808 |
| Deed Book / Page | 6702 / 37 |
| Last Transfer Date | Jan 22, 2021 |
| Transfer Doc | 0123300487 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 509 GERRY LN, WALDORF, MD 20602-2982 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 509 GERRY LN, WALDORF, MD 20602-2982 |
| Document Number | 0126510080 |
|---|---|
| Date | Aug 2, 2022 |
| Book Page | 12651/80 |
| Name | FEDCHOICE FCU |
|---|---|
| Type | Credit Union |
| Address | LANHAM, MD 20706 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 298 Months |
| Due | Jun 16, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jan 14, 2022 |
| Property Address | 509 GERRY LN, WALDORF, MD 20602-2982 |
| Document Number | 0123300487 |
| Book / Page | 12330 / 487 |
| Map Reference | MB PCM 11 PL 57 |
| Instrument Date | Jan 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 509 GERRY LN, WALDORF, MD 20602-2982 |
| Document Number | 0012330493 |
|---|---|
| Date | Jan 14, 2022 |
| Instrument | 12330/493 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 509 Gerry Ln was $10,614 with a homeowner's exemption.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $373,933 (+3.79%) | $387,600 (-) Land $125,000 Building $262,600 | |
| 2025 | $10,614.00 Homeowner's exemption | $360,267 | $387,600 Land $125,000 Building $262,600 |
| 2023 | $4,343.00 Homeowner's exemption | $319,567 | $346,600 Land $125,000 Building $221,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 509 Gerry Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 509 Gerry Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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