509 Garden Dr, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 509 Garden Dr, Surfside Beach, SC 29575 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,553 sqft · built 1987
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$109,000 (Apr 1998)
Tax Bill	$762 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`458-13-02-0096`

Property Details

APN / Parcel Number

Primary APN	`458-13-02-0096`
Alternative APN	`1911103235`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,553 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	260 sqft
Porch	Slab
Deck Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	509 GARDEN DR
City	SURFSIDE BEACH
State	SC
Zip	29575-5911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLANTATION ESTATES; LT 5 BL A
Legal Subdivision	PLANTATION ESTATES
Legal Lot Number	5
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	1
Census Block	1002
Census Tract	51404

Owner

Source: Horry County records · APN 458-13-02-0096

Assessment roll updated February 6, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	509 GARDEN DR, MYRTLE BEACH, SC 29575-5911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTH ATLANTIC BK
Sep 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage SOUTH ATLANTIC BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 27, 1998 · Amount on Record
Deed Sale	Apr 27, 1998 · Amount on Record
Deed Document Number	1998284181
Deed Book / Page	2031 / 10
Last Transfer Date	May 31, 2001
Transfer Doc	2376/0437
Record Updated	Jun 08, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	509 GARDEN DR, SURFSIDE BEACH, SC 29575-5911
Document Number	6295/0596
Instrument Date	Nov 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 GARDEN DR SURFSIDE BEACH SC 295755911, SURFSIDE BEACH, SC 29575-5911

Mortgage

Document Number	6295/0596
Date	Nov 17, 2020
Book Page	006295/000596

Lender

Name	SOUTH ATLANTIC BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 16, 2035

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	509 GARDEN DR, SURFSIDE BEACH, SC 29575-5911
Document Number	6132/2115
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Mar 03, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 GARDEN DR SURFSIDE BEACH SC 295755911, SURFSIDE BEACH, SC 29575-5911

Mortgage

Document Number	6132/2115
Date	Sep 24, 2019
Book Page	006132/002115

Lender

Name	SOUTH ATLANTIC BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 23, 2034

Tax Assessment & Valuation

Source: Horry County records · Assessment roll updated February 6, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$762.00
2024	$762.00 (+6.87%)	$13,096 (+105.85%) Land $6,400 Building $6,696	$327,398 (+96.85%) Land $160,000 Building $167,398
2023	$713.00 (+3.18%)	$6,362 (-58.38%) Land $1,341 Building $5,021	$166,320 (-) Land $33,520 Building $132,800
2021	$691.00	$15,285 Land $1,341 Building $13,944	$166,320 Land $33,520 Building $132,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Horry County (45051C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450510514041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 214 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	214 in force
Nearby Flood Claims	6 (1987–2018)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2018, rainfall accumulation, Hurricane Florence

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 408 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Horry Telephone Cooperative	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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