509 Front St, Holly, MI 48442 Property Records

Oakland County property record for 509 Front St, Holly, MI 48442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,188 sqft · built 1910
Lot Size	0.79 acres (34,412 sqft)
Owner	Individual Name on File
Last Sale	$179,900 (Jul 2021)
Tax Bill	$3,088 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`IH-01-33-252-014`

Property Details

APN / Parcel Number

Primary APN	`IH-01-33-252-014`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft
Basement Area	1,188 sqft
Unfinished Basement	1,188 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	34,412 sqft (0.79 acres)
Lot Dimensions	200 ft deep x 171 ft wide
Garage Area	368 sqft
Parking Spaces	1 Parking Space
Deck Area	110 sqft
Patio Area	310 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	509 FRONT ST
City	HOLLY
State	MI
Zip	48442-1204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	T5N, R7E, SEC 33 PART OF SW 1/4 OF NE 1/4 BEG AT INTER OF SWLY COR OF LOT 16 'YOUNG'S ADDITION' WITH NELY LINE GT RR R/W, TH N 61-40-00 W 200 FT, TH N 29-04-00 E 171.60 FT, TH S 61-40-00 E 202 FT, TH S 29-44-00 W 171.60 FT TO BEG 0.79 A IH19
Legal Range	07E
Legal Township	05N
Legal Section	33
Legal Subdivision	'YOUNG'S ADD
Legal Lot Number	16
Jurisdiction	OAKLAND MI
Township / Civil Division	HOLLY
Census Block Group	5
Census Block	5010
Census Tract	124500

Owner

509 Front St is owned and occupied by an individual who bought it in July 2021.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	509 FRONT ST, HOLLY, MI 48442-1204
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 13, 2021	Warranty Deed, Transfer LIBERTY TITLE
Feb 12, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2021 · Amount on File
Deed Sale	Jul 13, 2021 · Amount on File
Prior Sale	Feb 12, 2020 · Amount on File
Deed Document Number	2021173759
Deed Book / Page	56537 / 244
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	509 FRONT ST, HOLLY, MI 48442-1204
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 FRONT ST, HOLLY, MI 48442-1204

Mortgage

Document Number	0000190775
Date	Aug 3, 2021
Book Page	56644/260
Instrument	190775

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 13, 2021
Property Address	509 FRONT ST, HOLLY, MI 48442-1204
Document Number	0000173759
Book / Page	56537 / 244
Instrument Date	Jun 18, 2021
Instrument	173759
Transaction Type	Transfer
Record Updated	Aug 2, 2021
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Tax	$1,548.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	509 FRONT ST, 509, HOLLY, MI 48442-1204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 FRONT ST, HOLLY, MI 48442-1204

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 12, 2020
Property Address	509 FRONT ST, HOLLY, MI 48442-1204
Document Number	0000031377
Book / Page	053829 / 000035
Instrument Date	Jan 30, 2020
Instrument	31377
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Tax	$470.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 FRONT ST HOLLY MI 484421204, HOLLY, MI 48442-1204

Tax Assessment & Valuation

The 2025 property tax bill for 509 Front St was $3,088 with a homeowner's exemption, up 54.1% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Holly Township
Municipality	Holly Village
Unified School District	Holly Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,088.00 (+54.09%) Homeowner's exemption	$86,180	$172,360
2024	$2,004.00
2023		$72,290	$144,580
2021	$2,612.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 509 Front St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 Front St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF HOLLY serves 8,557 people · EPA ID MI0003200
Water Source	Groundwater
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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