509 Forest Ave, River Forest, IL 60305 Property Records

Cook County property record for 509 Forest Ave, River Forest, IL 60305

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,218 sqft · built 1921
Lot Size0.206 acres (8,950 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (Apr 2013)
Tax Bill$8,948 (2023)
Deeds & MortgagesJan 2022 Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN15-12-108-027

Property Details

APN / Parcel Number

Primary APN15-12-108-027
Alternative APN
  • 15-12-108-027-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,218 sqft Living Area
1st Floor Area1,218 sqft

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1921
Architectural StyleBungalow
Exterior MaterialStucco
Roof MaterialAsphalt
Lot Area8,950 sqft (0.206 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water

Location & Zoning

Street Address509 FOREST AVE
CityRIVER FOREST
StateIL
Zip60305-1707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range12E
Legal Township39N
Legal Section12
Legal SubdivisionSOL THATCHERS SUB
Legal Lot Number13
JurisdictionCOOK IL
Township / Civil DivisionRIVER FOREST
Census Block Group3
Census Block3007
Census Tract812000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedRiver Forest Historic District
listed 1977 · 620 contributing resources · NRIS 77000483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address509 FOREST AVE, RIVER FOREST, IL 60305-1707
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Apr 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 25, 2013 · Amount on Record
Deed SaleApr 25, 2013 · Amount on Record
Deed Document Number201334043
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address509 FOREST AVE, RIVER FOREST, IL 60305-1707
Transaction TypeMortgage
Record UpdatedFeb 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001006134
DateJan 10, 2022
Instrument2201006134
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 1, 2042
Interest
Rate TypeFixed Rate
Rate2.85%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address509 FOREST AVE, RIVER FOREST, IL 60305-1707
Document Number2012207228
Instrument DateApr 13, 2020
Transaction TypeMortgage
Record UpdatedMay 19, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address509 FOREST AVE RIVER FOREST IL 603051707, RIVER FOREST, IL 60305-1707

Mortgage

Document Number2012207228
DateMay 1, 2020
Instrument12207228
Lender
NameFLAGSTAR BK
TypeBank
AddressTROY, MI 48098-2639
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 30, 2050
Interest
Rate TypeFixed Rate
Rate3.41%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionRiver Forest Township
MunicipalityRiver Forest Village
Secondary School DistrictOak Park and River Forest District 200 (09 - 12)
Elementary School DistrictRiver Forest School District 90 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$36,000 (-0.54%) Land $11,635 Building $24,365$360,000 (-0.54%) Land $116,350 Building $243,650
2023$8,948.00 (-15.45%)
2022$10,583.00 Homeowner's exemption$36,194 Land $10,068 Building $26,126$361,940 Land $100,680 Building $261,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIVER GROVE
serves 10,282 people · EPA ID IL0312640
Water SourcePurchased surface water from several systems
Last State InspectionDec 2024
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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