509 Flora Ave, Paducah, KY 42003 Property Records

McCracken County property record for 509 Flora Ave, Paducah, KY 42003

Property Summary

Property TypeSingle Family Home
Details1 ba · 702 sqft · built 1927
Lot Size0.478 acres (20,800 sqft)
OwnerIndividual Name on Record
Last Sale$1,000 (Dec 2021)
Tax Bill$25 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Flood ZoneZone X (reduced by levee)
APN113-32-00-009

Property Details

APN / Parcel Number

Primary APN113-32-00-009
Alternative APNs
  • 132481
  • 132480

Interior

Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area702 sqft Living Area

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Exterior MaterialOther
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area20,800 sqft (0.478 acres)
Lot Dimensions130 ft deep x 160 ft wide
Garage Area180 sqft
PorchSlab
Porch Area288 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating FuelOil
SewerConnected

Location & Zoning

Account Number132480
Street Address509 FLORA AVE
CityPADUCAH
StateKY
Zip42003-1446
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description5-42-32A,33,34,35 220X130 509-511 FLORA AVE L1-6 BLK E
Legal SubdivisionNAUHEIMS ADD
Legal BlockE
Legal Lot Number1-6
JurisdictionMCCRACKEN KY
Township / Civil DivisionPADUCAH
Census Block Group2
Census Block2026
Census Tract30200

Owner

Source: McCracken County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 1018, PADUCAH, KY 42002-1018
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 27, 2021 · Amount on Record
Deed SaleDec 27, 2021 · Amount on Record
Deed Document Number2021645419
Deed Book / Page1448 / 318
Prior Transfer DateDec 23, 2021
Prior Transfer Doc0000645419
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCCRACKEN KY
Property Address509 FLORA AVE, PADUCAH, KY 42003-1446
Transaction TypeMortgage
Record UpdatedNov 5, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address42 POINT OF VW, PADUCAH, KY 42001-5608

Mortgage

Document Number0M1856/211
DateOct 7, 2025
Book PageM1856/211
Instrument725747
Lender
NameCITY NATIONAL BANK
TypeBank
AddressMETROPOLIS, IL 62960
Agreement
TypeLine of Credit
AmountAmount Recorded
Term311 Months
DueSep 11, 2051

Tax Assessment & Valuation

Source: McCracken County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMcCracken County
MunicipalityPaducah City
Unified School DistrictPaducah Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,000 (-)$7,000 (-)
2025$25.00 (+56.25%)$7,000 (+55.56%)$7,000 (+55.56%)
2023$16.00 (-11.11%)$4,500 (-1%)$4,500 (-1%)
2022$18.00$5,000$5,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2011

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPADUCAH WATER WORKS
serves 65,004 people · EPA ID KY0730533
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Right Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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