509 Fleming Rd, Charleston, SC 29412 Property Records

Charleston County property record for 509 Fleming Rd, Charleston, SC 29412

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,196 sqft · built 2020
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (May 2021)
Tax Bill	$2,487 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage May 2021 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`340-01-00-005`

Property Details

APN / Parcel Number

Primary APN	`340-01-00-005`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,196 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	123 ft deep x 67 ft wide
Garage Type	Detached
Total Buildings	2 Buildings

Location & Zoning

Street Address	509 FLEMING RD
City	CHARLESTON
State	SC
Zip	29412-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESCRIPTION -TR 2 FORREST
Legal Subdivision	STEPHEN FORREST
Legal Tract	2
Jurisdiction	CHARLESTON SC
Township / Civil Division	JAMES ISLAND
Census Block Group	3
Census Block	3044
Census Tract	1901

Owner

509 Fleming Rd is owned and occupied by two individuals who bought it in May 2021.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	509 FLEMING RD, CHARLESTON, SC 29412-2412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 27, 2021	Quit Claim Deed, Transfer Quitclaim
May 14, 2020	Quit Claim Deed, Subdivision Related Transfer ATTORNEY ONLY
Oct 19, 2017	Grant Deed, Construction Loan · Construction Mortgage ROBERT F & MICHELLE A SMITH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2021 · Amount on File
Deed Sale	May 27, 2021 · Amount on File
Prior Sale	Oct 19, 2017 · Amount on File
Deed Book / Page	996 / 136
Prior Transfer Date	Mar 5, 2021
Prior Transfer Doc	0009960135
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 27, 2021
Property Address	509 FLEMING RD, CHARLESTON, SC 29412-2412
Document Number	0009960136
Book / Page	996 / 136
Instrument Date	Mar 15, 2021
Transaction Type	Transfer
Record Updated	Feb 26, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	509 FLEMING RD, CHARLESTON, SC 29412-2412

Mortgage

Document Number	0000996139
Date	May 27, 2021
Instrument	996/139

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2051

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 27, 2021
Property Address	509 FLEMING RD, CHARLESTON, SC 29412-2412
Document Number	0009960135
Book / Page	996 / 135
Instrument Date	Mar 5, 2021
Transaction Type	Transfer
Record Updated	Feb 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 FLEMING RD, CHARLESTON, SC 29412-2412
Investor	Possibly a Property Investor

May 2020: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 14, 2020
Property Address	509 FLEMING RD, CHARLESTON, SC 29412-2412
Document Number	0882/0450
Book / Page	000882 / 000450
Instrument Date	May 8, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$30.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	918 PAUL REVERE CT CHARLESTON SC 294124421, CHARLESTON, SC 29412-4421

October 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 19, 2017
Property Address	509 FLEMING RD, CHARLESTON, SC 29412-2412
Document Number	0674/0205
Book / Page	000674 / 000205
Instrument Date	Oct 17, 2017
Transaction Type	Construction Loan
Record Updated	Nov 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$33.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8868 TOLBERT WAY NORTH CHARLESTON SC 294207822, NORTH CHARLESTON, SC 29420-7822

Mortgage

Document Number	674/0206
Date	Oct 19, 2017
Book Page	000674/000206

Lender

Name	ROBERT F & MICHELLE A SMITH
Address	918 PAUL REVERE CT, CHARLESTON, SC 29412-4421

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 18, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 509 Fleming Rd was $2,487, up 5.2% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,487.00 (+5.25%)	$500,250 (+2,775%) Land $97,700 Building $402,550	$595,100 Land $97,700 Building $497,400
2024	$2,363.00	$17,400
2022	$2,195.00	$17,400	$435,000 Land $102,766 Building $332,234
2020			$435,000 Land $102,766 Building $332,234

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 509 Fleming Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 212 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	339 units insured incl. 127 condo units
Nearby Flood Claims	135 (1982–2026)
Claims Outside the SFHA	29 of 135
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 11 claims Severe Storms And Flooding, Oct 2015 · 24 claims Hurricane Hugo, Sep 1989 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 Fleming Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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