509 Fireside Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 509 Fireside Dr, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,026 sqft · built 1991
Lot Size	0.198 acres (8,625 sqft)
Owner	Individual Name on File
Last Sale	$416,000 (Aug 2026)
Tax Bill	$4,606 (2025)
Deeds & Mortgages	Aug 2026 Sale Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8914-11-301-005`

Property Details

APN / Parcel Number

Primary APN	`8914-11-301-005`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,026 sqft Living Area
1st Floor Area	512 sqft
Basement Area	1,152 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	115 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Deck Area	224 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	509 FIRESIDE DR
City	CEDAR FALLS
State	IA
Zip	50613-2037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HEARTHSIDE ADDITION LOT 39
Legal Range	14W
Legal Township	89N
Legal Section	11
Legal Subdivision	HEARTHSIDE ADDITION
Legal Lot Number	39
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	2
Census Block	2012
Census Tract	2605

Owner

509 Fireside Dr is owned and occupied by an individual who bought it in August 2026.

Source: Black Hawk County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	509 FIRESIDE DR, CEDAR FALLS, IA 50613-2037
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Warranty Deed, Transfer BLACK HAWK COUNTY ABSTRACT
Mar 17, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2026 · Amount on File
Deed Sale	Aug 27, 2026 · Amount on File
Deed Document Number	202612941
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 27, 2026
Property Address	509 FIRESIDE DR, CEDAR FALLS, IA 50613-2037
Document Number	0000012941
Instrument Date	Aug 26, 2026
Instrument	202612941
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	BLACK HAWK COUNTY ABSTRACT

Transaction

Amount	Amount on Record
Tax	$67,144.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 FIRESIDE DR, CEDAR FALLS, IA 50613-2037

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	509 FIRESIDE DR, CEDAR FALLS, IA 50613-2037
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700016079
Date	Mar 17, 2017
Instrument	2017-00016079

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Feb 27, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 509 Fireside Dr was $4,606, up 2.4% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,606.00 (+2.4%)	$317,750 Land $47,590 Building $270,160	$317,750 Land $47,590 Building $270,160
2024	$4,498.00
2023		$289,750 (+9.95%) Land $47,590 Building $242,160	$289,750 Land $47,590 Building $242,160
2022	$4,702.00 Homeowner's exemption	$263,530 Land $47,590 Building $215,940
2021			$263,530 Land $47,590 Building $215,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 509 Fireside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 Fireside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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