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509 Expense St, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 509 Expense St, Rome, NY 13440

Property Summary

Property TypeTriplex
Details4 bd · 3 ba · 2,816 sqft · built 1909
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on Record
Last Sale$30,000 (Apr 2016)
Tax Bill$2,215 (2026)
Deeds & MortgagesApr 2024 Refinance
Dec 2019 Sale
Flood ZoneZone X (minimal risk)
APN301301 242.025-1-9

Property Details

APN / Parcel Number

Primary APN301301 242.025-1-9
Alternative APNs
  • 130124202500010090000000
  • 301301 242.025-0001-009
  • 30050 04

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,816 sqft Total Area
1st Floor Area1,450 sqft
2nd Floor Area1,366 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1909
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area4,792 sqft (0.11 acres)
Lot Width50 ft Width
Garage TypeCarport
Garage Area496 sqft
CarportCarport
Carport Area496 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area216 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number30050 04
Street Address509 EXPENSE ST
CityROME
StateNY
Zip13440-4022
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeR-2
Legal DescriptionH&L 50X100
Legal Block1
Legal Lot Number9.000
JurisdictionONEIDA NY
Township / Civil DivisionROME
Census Block Group1
Census Block1017
Census Tract22100

Owner

Source: Oneida County and Rome City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5 CRESCENT ST, PEPPERELL, MA 01463-1506
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
PRIME LENDING INC
Dec 5, 2019Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 29, 2016 · Amount on Record
Deed SaleApr 29, 2016 · Amount on Record
Prior SaleApr 26, 2016 · Amount on Record
Deed Book / Page2016 / 5806
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address509 EXPENSE ST, ROME, NY 13440-4022
Transaction TypeMortgage
Record UpdatedApr 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003588
DateApr 1, 2024
Instrument2024-003588
Lender
NamePRIME LENDING INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

December 2019: Deed, Transfer

Document TypeDeed
JurisdictionONEIDA NY
Recording DateDec 5, 2019
Property Address509 EXPENSE ST, ROME, NY 13440-4022
Document Number0000016967
Instrument DateNov 27, 2019
Instrument2019-016967
Transaction TypeTransfer
Record UpdatedApr 29, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6737 GREENWAY NEW LONDON RD, VERONA, NY 13478-2706

Tax Assessment & Valuation

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
MunicipalityRome City
Unified School DistrictRome City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,215.00
2025$47,000 (-0.42%) Land $5,000 Building $42,000$110,588 (+6.3%) Land $11,765 Building $98,823
2024$47,200 (-) Land $5,000 Building $42,200$104,034 (+0.02%) Land $11,021 Building $93,013
2023$47,200 (-) Land $5,000 Building $42,200$104,011 (+17.92%) Land $11,018 Building $92,993
2022$5,689.00$47,200 Land $5,000 Building $42,200$88,208 Land $9,344 Building $78,864

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims9 (1979–2004)
Claims Outside the SFHA2 of 9
Most Recent ClaimMay 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROME CITY
serves 31,795 people · EPA ID NY3202405
Water SourceSurface water
Last State InspectionJun 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 664 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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