509 Embassy Dr, Sergeant Bluff, IA 51054 Property Records

Woodbury County property record for 509 Embassy Dr, Sergeant Bluff, IA 51054

Property Summary

Property Type	Single Family Home
Details	2 bd · 4.5 ba · 1,476 sqft · built 1999
Lot Size	0.224 acres (9,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Aug 2025)
Tax Bill	$5,356 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`884731405010`

Property Details

APN / Parcel Number

Primary APN	`884731405010`

Interior

Bedrooms	2 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,476 sqft Living Area
Basement Area	1,476 sqft
Finished Basement	1,476 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,750 sqft (0.224 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	Deck Area
Patio Area	214 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Street Address	509 EMBASSY DR
City	SERGEANT BLUFF
State	IA
Zip	51054-8905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN OF SGT BLUFF PRAIRIE VIEW 2ND ADDN LOT 18
Legal Subdivision	PRAIRIE VIEW SECOND ADDITION
Legal Lot Number	18
Jurisdiction	WOODBURY IA
Township / Civil Division	WOODBURY
Census Block Group	3
Census Block	3015
Census Tract	3301

Owner

Source: Woodbury County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	509 EMBASSY DR, SERGEANT BLUFF, IA 51054-8905
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · Stand-Alone First Mortgage NICK B SCHENISEBERG ETUX
Nov 24, 2025	Intrafamily Transfer, Transfer
Aug 6, 2025	Warranty Deed, Transfer
May 19, 2020	Deed of Trust, Mortgage · Conventional with PMI NORTHWEST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2025 · Amount on Record
Deed Sale	Aug 6, 2025 · Amount on Record
Prior Sale	May 27, 2010 · Amount on Record
Deed Document Number	20257980
Last Transfer Date	Nov 24, 2025
Transfer Doc	0000002498
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	509 EMBASSY DR, SERGEANT BLUFF, IA 51054-8905
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002878
Date	Dec 5, 2025
Instrument	2025-12878

Lender

Name	NICK B SCHENISEBERG ETUX
Type	Private Party
Address	508 HUNTINGTON CT, SERGEANT BLUFF, IA 51054

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2045

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WOODBURY IA
Recording Date	Nov 24, 2025
Property Address	509 EMBASSY DR, SERGEANT BLUFF, IA 51054-8905
Document Number	0000002498
Instrument Date	Nov 24, 2025
Instrument	2025-12498
Transaction Type	Transfer
Record Updated	Dec 4, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	509 EMBASSY DR, SERGEANT BLUFF, IA 51054-8905

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODBURY IA
Recording Date	Aug 6, 2025
Property Address	509 EMBASSY DR, SERGEANT BLUFF, IA 51054-8905
Document Number	0000007980
Instrument Date	Jul 25, 2025
Instrument	2025-07980
Transaction Type	Transfer
Record Updated	Dec 4, 2025

Transaction

Amount	Amount Recorded
Tax	$583.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	509 EMBASSY DR, SERGEANT BLUFF, IA 51054-8905

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	509 EMBASSY DR, SERGEANT BLUFF, IA 51054-8905
Document Number	0000006131
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Apr 8, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	509 EMBASSY DR SERGEANT BLUFF IA 510548905, SERGEANT BLUFF, IA 51054-8905

Mortgage

Document Number	0000006131
Date	May 26, 2020
Instrument	6131

Lender

Name	NORTHWEST BK
Type	Bank
Address	SPENCER, IA 51301-3821

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	May 25, 2035

Tax Assessment & Valuation

Source: Woodbury County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sergeant Bluff City
Unified School District	Sergeant Bluff-Luton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,356.00 (+5.81%) Homeowner's exemption	$374,670 (+7.38%) Land $39,600 Building $335,070	$374,670 (+7.38%) Land $39,600 Building $335,070
2023	$5,062.00 (+2.76%) Homeowner's exemption	$348,930 Land $32,130 Building $316,800	$348,930 Land $32,130 Building $316,800
2022	$4,926.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SERGEANT BLUFF WATER SUPPLY serves 5,015 people · EPA ID IA9774033
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Fiber · Cable in parts of the area	1,000 / 1,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	300 / 75

May also be available: ImOn Communications, Verizon.

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