New Castle County property record for 509 Elsmere St, Wilmington, DE 19804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 864 sqft · built 1935 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Company Name on File |
| Last Sale | $115,000 (Aug 2013) |
| Tax Bill | $2,130 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Jul 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-039.30-039 |
| Primary APN | 07-039.30-039 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Cape Cod |
| Exterior Material | Asbestos |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 103 ft deep x 34 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Street Address | 509 ELSMERE ST |
|---|---|
| City | WILMINGTON |
| State | DE |
| Zip | 19804-1412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC5 |
| Legal Subdivision | RICHARDSON PARK |
| Legal Lot Number | P621- |
| Jurisdiction | NEW CASTLE DE |
| Township / Civil Division | LOWER CHRISTIANA |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 12500 |
Source: New Castle County records · APN 07-039.30-039
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 880 HARRISON ST SE, LEESBURG, VA 20175-4526 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 30, 2023 | Deed of Trust, Mortgage · Commercial Mortgage BAYVANGUARD BANK |
| Jul 03, 2018 | Grant Deed, Mortgage · Line of Credit COREVEST AMERICAN FIN LENDER L |
| Jul 26, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Jun 30, 2017 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 16, 2013 · Amount on Record |
| Deed Sale | Aug 16, 2013 · Amount on Record |
| Prior Sale | Nov 10, 2008 · Amount on Record |
| Deed Document Number | 201353731 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 509 ELSMERE ST, WILMINGTON, DE 19804-1412 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000006608 |
|---|---|
| Date | Jan 30, 2023 |
| Instrument | 20230130-0006608 |
| Name | BAYVANGUARD BANK |
|---|---|
| Address | SPARROWS POINT, MD 21219 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Jul 03, 2018 |
| Property Address | 509 ELSMERE ST, WILMINGTON, DE 19804-1412 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 32523 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2018 |
| Title Company | OS NATIONAL LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3000 APPLE BROOK LN OAKTON VA 221241842, OAKTON, VA 22124-1842 |
| Document Number | 0000032523 |
|---|---|
| Date | Jul 03, 2018 |
| Instrument | 32523 |
| Name | COREVEST AMERICAN FIN LENDER L |
|---|---|
| Address | 1920 MAIN ST # 850, IRVINE, CA 92614-7285 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Jul 26, 2017 |
| Property Address | 509 ELSMERE ST, WILMINGTON, DE 19804-1412 |
| Document Number | 0000037583 |
| Instrument Date | Jul 18, 2017 |
| Instrument | 37583 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4023 KENNETT PIKE #256 WILMINGTON DE 198072018, 256, WILMINGTON, DE 19807-2018 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Jun 30, 2017 |
| Property Address | 509 ELSMERE ST, WILMINGTON, DE 19804-1412 |
| Document Number | 0000033013 |
| Instrument Date | May 18, 2017 |
| Instrument | 33013 |
| Transaction Type | Transfer |
| Record Updated | Jul 07, 2017 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8665 E HARTFORD DR #200 SCOTTSDALE AZ 852557807, 200, SCOTTSDALE, AZ 85255-7807 |
Source: New Castle County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | New Castle County |
| Unified School District | Red Clay Consolidated School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,130.00 (+78.24%) | $263,400 (+639.89%) Land $56,900 Building $206,500 | |
| 2024 | $193,230 | ||
| 2023 | $1,195.00 | $35,600 Land $6,400 Building $29,200 |
Source: FEMA National Flood Hazard Layer as of January 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Mar 2003 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 95% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 768 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ARTESIAN WATER COMPANY private · serves 231,114 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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