509 Elm St, Sterling, CO 80751 Property Records

Logan County property record for 509 Elm St, Sterling, CO 80751

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 946 sqft · built 1916
Lot Size	0.218 acres (9,496 sqft)
Owner	Individual Name on File
Tax Bill	$1,060 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`38052529417005`

Property Details

APN / Parcel Number

Primary APN	`38052529417005`
Alternative APN	`3565000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	946 sqft Heated Area
1st Floor Area	946 sqft
Basement Area	936 sqft
Finished Basement	936 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1946
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,496 sqft (0.218 acres)
Lot Dimensions	190 ft deep x 50 ft wide

Exterior Amenities

Porch	Slab
Porch Area	112 sqft
Patio Area	48 sqft
Utility Building	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	3565000
Street Address	509 ELM ST
City	STERLING
State	CO
Zip	80751-3236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 50' X 190' LOT 7 BLK 40 K&S ADDN STERLING
Legal Range	52W
Legal Township	08N
Legal Section	29
Legal Subdivision	K&S ADDN
Legal Block	40
Legal Lot Number	7
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2023
Census Tract	966200

Owner

509 Elm St is owned and occupied by an individual who acquired it in February 2023.

Source: Logan County records, as of May 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	509 ELM ST, STERLING, CO 80751-3236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2023	Intrafamily Transfer, Transfer · FHA Mortgage AMERICAN FINANCING CORP
Jan 12, 2018	Deed of Trust, Mortgage · FHA Mortgage FORTHRIGHT FUNDING CORP
Jan 6, 2017	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2023
Deed Sale	Feb 2, 2023
Prior Sale	Jan 6, 2017 · Amount on File
Deed Document Number	2023765120
Deed Book / Page	1053 / 311
Prior Transfer Date	Jan 25, 2023
Prior Transfer Doc	0000765120
Record Updated	Sep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOGAN CO
Recording Date	Feb 2, 2023
Property Address	509 ELM ST, STERLING, CO 80751-3236
Document Number	0000765120
Book / Page	1053 / 311
Instrument Date	Jan 24, 2023
Instrument	765120
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	FIRST INTEGRITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	509 ELM ST, STERLING, CO 80751-3236

Mortgage

Document Number	0000765121
Date	Feb 2, 2023
Instrument	765121

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	509 ELM ST, STERLING, CO 80751-3236
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000737549
Date	Jan 12, 2018
Book Page	1025/0726
Instrument	737549

Lender

Name	FORTHRIGHT FUNDING CORP
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Term	361 Months
Due	Feb 1, 2048

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Jan 6, 2017
Property Address	509 ELM ST, STERLING, CO 80751-3236
Document Number	0000732120
Book / Page	1020 / 0293
Instrument Date	Jan 6, 2017
Instrument	732120
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13.90
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 ELM ST, STERLING, CO 80751-3236

Mortgage

Document Number	0000732121
Date	Jan 6, 2017
Book Page	1020/0294
Instrument	732121

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 509 Elm St was $1,060.

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,060.00	$12,648	$202,361 Land $47,500 Building $154,861
2023	$667.00 (-26.54%)	$158,700 (+1,338.8%) Land $35,630 Building $123,070	$158,700 (-) Land $35,630 Building $123,070
2022	$908.00	$11,030 Land $2,480 Building $8,550	$158,700 Land $35,630 Building $123,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 509 Elm St in Zone X, an area of moderate flood risk, though there have been 6 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1982–2015)
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Heavy Rain, Flash Floods, Flooding, Mudslides, Jul 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Kentec Communications, Vistabeam.

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