509 Elm St, Ithaca, NY 14850 Property Records

Tompkins County and Ithaca Town property record for 509 Elm St, Ithaca, NY 14850

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,066 sqft · built 1935
Lot Size0.143 acres (6,250 sqft)
Owner2 Individual Names on File
Last Sale$155,003 (Oct 2015)
Tax Bill$2,283 (2019)
Deeds & MortgagesJun 2020 Mortgage
Jun 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN503089 29.-7-9

Property Details

APN / Parcel Number

Primary APN503089 29.-7-9
Alternative APN
  • 308902900000070090000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,066 sqft Living Area
1st Floor Area1,066 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Architectural StyleBungalow
Exterior MaterialComposition/Composite
Lot Area6,250 sqft (0.143 acres)
Lot Dimensions125 ft deep x 50 ft wide
PorchSlab
Porch Area48 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address509 ELM ST
CityITHACA
StateNY
Zip14850-3022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVIEW
Legal Block7
Legal Lot Number9.000
JurisdictionTOMPKINS NY
Township / Civil DivisionITHACA
Census Block Group2
Census Block2000
Census Tract1000

Owner

Source: Tompkins County and Ithaca Town assessment roll, APN 503089 29.-7-9, as of May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address509 ELM STREET EXT, ITHACA, NY 14850
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
ELMIRA SVGS BK
Jun 17, 2020Loan Modification, Mortgage · Conventional Mortgage
ELMIRA SVGS BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 21, 2015 · Amount on Record
Deed SaleOct 21, 2015 · Amount on Record
Deed Book / Page2015 / 12618
Prior Transfer DateSep 15, 2009
Prior Transfer Doc0548459001
Record UpdatedJun 08, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOMPKINS NY
Property Address509 ELM ST, ITHACA, NY 14850-3022
Document Number0000005900
Instrument DateJun 17, 2020
Transaction TypeMortgage
Record UpdatedSep 23, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 ELM ST EXT ITHACA NY 14850, ITHACA, NY 14850

Mortgage

Document Number0000005900
DateJun 23, 2020
Instrument5900
Lender
NameELMIRA SVGS BK
TypeFederal Savings Bank
AddressELMIRA, NY 14901
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 22, 2040

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionTOMPKINS NY
Property Address509 ELM ST, ITHACA, NY 14850-3022
Document Number0000005901
Instrument DateJun 17, 2020
Transaction TypeMortgage
Record UpdatedSep 21, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 ELM ST ITHACA NY 148503022, ITHACA, NY 14850-3022

Mortgage

Document Number0000005901
DateJun 23, 2020
Instrument5901
Lender
NameELMIRA SVGS BK
TypeFederal Savings Bank
AddressELMIRA, NY 14901
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 22, 2040

Tax Assessment & Valuation

Source: Tompkins County and Ithaca Town assessment roll as of May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyTompkins County
County SubdivisionIthaca Town
Unified School DistrictIthaca City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$215,000 (+9.14%) Land $16,700 Building $198,300$215,000 (+9.14%) Land $16,700 Building $198,300
2023$197,000 Land $16,700 Building $180,300$197,000 Land $16,700 Building $180,300
2019$2,283.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Tompkins County (36109C), as of June 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361090010002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1981–1982)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 1982 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 56 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY5404419, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemITHACA TOWN WD
serves 13,000 people
Water SourcePurchased surface water from several systems
Last State InspectionDec 2021
Lead9 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Elm St

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