509 Edwards St, Ada, OH 45810 Property Records

Hardin County property record for 509 Edwards St, Ada, OH 45810

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 884 sqft · built 1964
Lot Size	0.207 acres (9,041 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Aug 2014)
Tax Bill	$1,154 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-180007.0000`

Property Details

APN / Parcel Number

Primary APN	`25-180007.0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	884 sqft Living Area
1st Floor Area	884 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,041 sqft (0.207 acres)
Lot Dimensions	132 ft deep x 129 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	509 EDWARDS ST
City	ADA
State	OH
Zip	45810-1117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KELCHS 1ST S PT JOHNSONS PT 7 & OL 5
Legal Subdivision	JOHNSON
Jurisdiction	HARDIN OH
Township / Civil Division	LIBERTY
Census Block Group	3
Census Block	3007
Census Tract	402

Owner

Source: Hardin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	509 EDWARDS ST, ADA, OH 45810-1117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2025	Deed of Trust, Mortgage · Line of Credit THE MIDDLEFIELD BANKING CO
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2014 · Amount on Record
Deed Sale	Aug 22, 2014 · Amount on Record
Prior Sale	Jul 15, 1994 · Amount on Record
Deed Document Number	201477782
Deed Book / Page	524 / 771
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	509 EDWARDS ST, ADA, OH 45810-1117
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00575/1591
Date	Sep 5, 2025
Book Page	575/1591
Instrument	2025002654

Lender

Name	THE MIDDLEFIELD BANKING CO
Type	Bank
Address	15985 E HIGH ST, MIDDLEFIELD, OH 44062

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	509 EDWARDS ST, ADA, OH 45810-1117
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00559/4013
Date	Feb 17, 2021
Book Page	559/4013
Instrument	202100000517

Lender

Name	LIBERTY NATIONAL BANK
Type	Bank
Address	KENTON, OH 43326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Ada Village
County	Hardin County
County Subdivision	Liberty Township
Unified School District	Ada Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,154.00 (+1.94%)	$28,870 (-) Land $2,810 Building $26,060
2024	$1,132.00 (-0.18%) Homeowner's exemption	$28,870 (-) Land $2,810 Building $26,060
2023	$1,134.00 (+5.1%) Homeowner's exemption	$28,870 (+21.1%) Land $2,810 Building $26,060	$82,490 (+21.1%) Land $8,030 Building $74,460
2022	$1,079.00 Homeowner's exemption	$23,840 Land $2,740 Building $21,100
2020			$68,120 Land $7,830 Building $60,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA VILLAGE serves 5,334 people · EPA ID OH3300012
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: MetaLINK Technologies, T-Mobile, Watch TV.

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