509 Eagles View Cir, Hayesville, NC 28904 Property Records

Clay County property record for 509 Eagles View Cir, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,603 sqft · built 1998
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Aug 2020)
Tax Bill	$1,982 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`548800281245`

Property Details

APN / Parcel Number

Primary APN	`548800281245`
Alternative APN	`618622000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	3 Half Baths
Building Area	3,603 sqft Heated Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	29,621 sqft (0.68 acres)

Location & Zoning

Account Number	618622000
Street Address	509 EAGLES VIEW CIR
City	HAYESVILLE
State	NC
Zip	28904-6385
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 76 EAGLES VIEW
Legal Subdivision	EAGLES VIEW SUBDIVISION
Legal Lot Number	76
Jurisdiction	CLAY NC
Township / Civil Division	HIAWASSEE
Census Block Group	2
Census Block	2063
Census Tract	950101

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	509 EAGLES VIEW CIR, HAYESVILLE, NC 28904-6385
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jan 23, 2018	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2020 · Amount on Record
Deed Sale	Aug 19, 2020 · Amount on Record
Deed Document Number	20201877
Deed Book / Page	442 / 200
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Aug 19, 2020
Property Address	509 EAGLES VIEW CIR, HAYESVILLE, NC 28904-6385
Document Number	442/200
Book / Page	442 / 200
Map Reference	CAB 4 SL 16
Instrument Date	Aug 19, 2020
Instrument	2020001877
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 EAGLES VIEW CIR, HAYESVILLE, NC 28904-6385

Mortgage

Document Number	2020001878
Date	Aug 19, 2020
Instrument	2020001878

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	509 EAGLES VIEW CIR, HAYESVILLE, NC 28904-6385
Transaction Type	Mortgage
Record Updated	Feb 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2018000159
Date	Jan 23, 2018
Book Page	K14/0019
Instrument	2018000159

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	HAYESVILLE, NC 28904

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 5, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,982.00 (+23.72%)	$607,100 (+89.9%) Land $90,000 Building $517,100	$607,100 (+89.9%) Land $90,000 Building $517,100
2025	$1,602.00 (+8.98%)	$319,700 (-) Land $75,000 Building $244,700	$319,700 (-) Land $75,000 Building $244,700
2023	$1,470.00	$319,700 Land $75,000 Building $244,700	$319,700 Land $75,000 Building $244,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Eagles View Cir

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