509 E University St, Bloomington, IN 47401 Property Records

Monroe County property record for 509 E University St, Bloomington, IN 47401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 988 sqft · built 1920
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$35,600 (Nov 2006)
Tax Bill	$3,024 (2025)
Deeds & Mortgages	May 2021 Second Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`015-18770-00`

Property Details

APN / Parcel Number

Primary APN	`015-18770-00`
Alternative APN	`53-08-04-200-144.000-009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1995
Construction Type	Brick
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	148 ft deep x 38 ft wide
Terrain	High
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	015-18770-00
Street Address	509 E UNIVERSITY ST
City	BLOOMINGTON
State	IN
Zip	47401-4828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEM PT (38'X148') L76 .13A
Legal Subdivision	CITY OF BLOOMINGTON
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3007
Census Tract	301

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	509 E UNIVERSITY ST, BLOOMINGTON, IN 47401-4828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage INDIANA UNIVERSITY CU
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2006 · Amount on Record
Deed Sale	Nov 22, 2006 · Amount on Record
Deed Document Number	200622784
Prior Transfer Date	Nov 10, 2006
Prior Transfer Doc	2006022784
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	509 E UNIVERSITY ST, BLOOMINGTON, IN 47401-4828
Transaction Type	Mortgage
Record Updated	Jun 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021009057
Date	May 13, 2021
Instrument	2021009057

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47402

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Jun 1, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	509 E UNIVERSITY ST, BLOOMINGTON, IN 47401-4828
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021003657
Date	Feb 25, 2021
Instrument	2021003657

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,024.00 (-10.69%)	$320,200 (+0.79%) Land $117,700 Building $202,500	$320,200 (+0.79%) Land $117,700 Building $202,500
2024	$3,386.00 (+13.74%)
2023		$317,700 (+12.62%) Land $117,700 Building $200,000	$317,700 (+12.62%) Land $117,700 Building $200,000
2022	$2,977.00	$282,100 Land $102,400 Building $179,700	$282,100 Land $102,400 Building $179,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GigabitNow, Smithville Communications, Xiber.

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