509 E Talleyrand Ave, Monroe, NC 28112 Property Records

Union County property record for 509 E Talleyrand Ave, Monroe, NC 28112 · Last verified June 2026

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 4,332 sqft · built 1920
Lot Size	0.348 acres (15,159 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (May 2017)
Tax Bill	$6,202 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit May 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-231-072`

Property Details

APN / Parcel Number

Primary APN	`09-231-072`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,332 sqft Living Area
Gross Area	4,426 sqft
1st Floor Area	2,213 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,159 sqft (0.348 acres)
Porch	Slab
Porch Area	872 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	509 E TALLEYRAND AVE
City	MONROE
State	NC
Zip	28112-5789
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	6926-320
Legal Subdivision	MCCAULEY
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1037
Census Tract	20602

Owner

Source: Union County records · APN 09-231-072

Assessment roll updated March 31, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	509 E TALLEYRAND AVE, MONROE, NC 28112-5789
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 04, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
May 05, 2017	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 05, 2017 · Amount on Record
Deed Sale	May 05, 2017 · Amount on Record
Prior Sale	Nov 30, 2005 · Amount on Record
Deed Document Number	201712414
Deed Book / Page	6926 / 320
Prior Transfer Date	Aug 21, 2002
Prior Transfer Doc	1899142
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	509 E TALLEYRAND AVE, MONROE, NC 28112-5789
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009220116
Date	Oct 13, 2025
Book Page	9220/116
Instrument	26599

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	509 E TALLEYRAND AVE, MONROE, NC 28112-5789
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008702369
Date	May 04, 2023
Book Page	8702/369
Instrument	10510

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	MONROE, NC 28111

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	509 E TALLEYRAND AVE, MONROE, NC 28112-5789
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	STATES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8112375
Date	May 24, 2021
Book Page	8112/375
Instrument	24645

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2036

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 05, 2017
Property Address	509 E TALLEYRAND AVE, MONROE, NC 28112-5789
Document Number	0006926320
Book / Page	6926 / 320
Instrument Date	May 04, 2017
Instrument	0012414
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	BRIDGETRUST TITLE GROP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	129 PARLIAMENT DR, 129, COLUMBIA, SC 29223-5428

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012415
Date	May 05, 2017
Instrument	0012415

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2047

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,202.00 (+9.15%)	$709,500 (+36.15%) Land $39,700 Building $669,800	$709,500 (+36.15%) Land $39,700 Building $669,800
2023	$5,682.00	$521,100 Land $15,500 Building $505,600	$521,100 Land $15,500 Building $505,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790206021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Monroe Residential Historic District listed 1988 · 381 contributing resources · NRIS 87002204

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 285 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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