509 E St, Mountain Lake Park (Oakland), MD 21550 Property Records

Garrett County property record for 509 E St, Mountain Lake Park, MD 21550

Property Summary

Property Type	Single Family Home
Details	1 ba · 816 sqft · built 1940
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Sep 2026)
Tax Bill	$1,029 (2026)
Deeds & Mortgages	Sep 2026 Sale Sep 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-013242`

Property Details

APN / Parcel Number

Primary APN	`16-013242`
Alternative APN	`013242`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	816 sqft Total Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	336 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	013242
Street Address	509 E ST
City	OAKLAND
State	MD
Zip	21550-3209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 4028 509 E ST MT LAKE PARK
Legal Subdivision	MOUNTAIN LAKE PARK
Legal Lot Number	4028
Jurisdiction	GARRETT MD
Township / Civil Division	16, MOUNTAIN LAKE PARK
Census Block Group	3
Census Block	3033
Census Tract	700

Owner

Source: Garrett County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	509 E ST, OAKLAND, MD 21550-3209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Correction Deed DEER CREEK TITLE, DEEP CREEK TITLE
Sep 25, 2026	Correction Deed DEER CREEK TITLE, DEEP CREEK TITLE
Mar 9, 2026	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2026 · Amount on Record
Deed Sale	Sep 25, 2026 · Amount on Record
Prior Sale	Apr 17, 2012
Deed Document Number	2026
Deed Book / Page	2714 / 278
Prior Transfer Date	Nov 3, 2010
Prior Transfer Doc	0015460239
Record Updated	Oct 29, 2026

September 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	GARRETT MD
Recording Date	Sep 25, 2026
Property Address	509 E ST, OAKLAND, MD 21550-3209
Document Number	2714000278
Book / Page	2714 / 278
Instrument Date	Sep 21, 2026
Record Updated	Oct 8, 2026
Title Company	DEER CREEK TITLE, DEEP CREEK TITLE

Transaction

Amount	Amount Recorded
Tax	$126,250.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 E ST, OAKLAND, MD 21550-3209

September 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	GARRETT MD
Recording Date	Sep 25, 2026
Property Address	509 E ST, OAKLAND, MD 21550-3209
Document Number	2714000273
Book / Page	2714 / 273
Instrument Date	Sep 21, 2026
Record Updated	Oct 8, 2026
Title Company	DEER CREEK TITLE, DEEP CREEK TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 E ST, OAKLAND, MD 21550-3209

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GARRETT MD
Recording Date	Mar 9, 2026
Property Address	509 E ST, MT LAKE PARK, MD 21550-3209
Document Number	0026710268
Book / Page	2671 / 268
Map Reference	LB 1 FO 21
Instrument Date	Feb 17, 2026
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	441 RIDGE RD, BROWNSVILLE, PA 15417-9291

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Municipality	Mountain Lake Park Town
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,029.00 (+4.26%)	$69,400 (+5.95%)	$77,200 (+17.86%) Land $12,000 Building $65,200
2025	$987.00 (+6.93%)	$65,500 (+11.46%) Land $12,000 Building $53,500	$65,500 (-) Land $12,000 Building $53,500
2023	$923.00	$58,767	$65,500 Land $12,000 Building $53,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MOUNTAIN LAKE PARK serves 3,000 people · EPA ID MD0110007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Pogozone powered by Neubeam Fixed Wireless	300 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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