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509 E Spear St, Carson City, NV 89701 Property Records

Carson City property record for 509 E Spear St, Carson City, NV 89701 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 572 sqft · built 1953
Lot Size0.06 acres (2,614 sqft)
OwnerIndividual Name on File
Last Sale$303,000 (Mar 2022)
Tax Bill$659 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Sep 2020 Mortgage
+ 1 more
APN004-234-03

Property Details

APN / Parcel Number

Primary APN004-234-03

Interior

Bedrooms1 Bed
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area572 sqft Living Area
Fire SprinklersFire Sprinklers

Exterior

Year BuiltBuilt 1953
Exterior MaterialFiber Cement Siding
Roof MaterialComposition Shingle
Lot Area2,614 sqft (0.06 acres)
FenceFence

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address509 E SPEAR ST
CityCARSON CITY
StateNV
Zip89701-4227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMUSSER DIVISION BLOCK 46 LOT 2
Legal SubdivisionMUSSER DIVISION
Legal Block46
Legal Lot Number2
JurisdictionCARSON CITY NV
Township / Civil DivisionCARSON CITY
Census Block Group1
Census Block1078
Census Tract100

Owner

Source: Carson City records · APN 004-234-03

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address509 E SPEAR ST, CARSON CITY, NV 89701-4227
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 01, 2022Bargain and Sale Deed, Transfer · Conventional Mortgage
BAY EQUITY LLC
Sep 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMETOWN LENDERS INC
May 23, 2018Bargain and Sale Deed, Transfer · Conventional Mortgage
GREATER NEVADA LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 01, 2022 · Amount on Record
Deed SaleMar 01, 2022 · Amount on Record
Prior SaleMay 23, 2018 · Amount on Record
Deed Document Number530300
Record UpdatedJun 07, 2026

March 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionCARSON CITY NV
Recording DateMar 01, 2022
Property Address509 E SPEAR ST, CARSON CITY, NV 89701-4227
Document Number0000530300
Instrument DateFeb 12, 2022
Instrument530300
Transaction TypeTransfer
Record UpdatedMar 16, 2022
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,181.70
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address509 E SPEAR ST, CARSON CITY, NV 89701-4227

Mortgage

Document Number0000530301
DateMar 01, 2022
Instrument530301
Lender
NameBAY EQUITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARSON CITY NV
Property Address509 E SPEAR ST, CARSON CITY, NV 89701-4227
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWESTERN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000510971
DateSep 28, 2020
Instrument510971
Lender
NameHOMETOWN LENDERS INC
TypeMortgage Company
AddressHUNTSVILLE, AL 35806
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

May 2018: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionCARSON CITY NV
Recording DateMay 23, 2018
Property Address509 E SPEAR ST, CARSON CITY, NV 89701-4227
Document Number0000485336
Instrument DateMay 16, 2018
Instrument485336
Transaction TypeTransfer
Record UpdatedOct 14, 2021
Title CompanyWESTERN TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1819 MAISON WAY, 1819, CARSON CITY, NV 89703-3029

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address509 E SPEAR ST, CARSON CITY, NV 89701-4227

Mortgage

Document Number0000485337
DateMay 23, 2018
Instrument485337
Lender
NameGREATER NEVADA LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2048

Tax Assessment & Valuation

Source: Carson City records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNevada
MunicipalityCarson City
Unified School DistrictCarson City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$659.00 (+15.61%)$45,823 (+45.06%) Land $31,500 Building $14,323$130,922 (+45.06%) Land $90,000 Building $40,922
2023$570.00 (+7.95%)$31,589 (+21.49%) Land $18,550 Building $13,039$90,253 (+21.49%) Land $53,000 Building $37,253
2022$528.00$26,002 Land $15,400 Building $10,602$74,291 Land $44,000 Building $30,291

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 325100001001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims20 (1979–2023)
Claims Outside the SFHA6 of 20
Most Recent ClaimMar 2023, rainfall accumulation
Claims By Storm
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims
  • Severe Storms & Flooding, Feb 1986 · 5 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 338 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
Wi-FiberFixed Wireless (unlicensed)500 / 500
Net NVFixed Wireless (unlicensed)500 / 500
VerizonFixed Wireless300 / 20
Hot Spot BroadbandFixed Wireless (unlicensed)100 / 50
AT&TDSL100 / 20

May also be available at this address: T-Mobile USA, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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