509 E Richway Dr, Albert Lea, MN 56007 Property Records

Freeborn County property record for 509 E Richway Dr, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,295 sqft · built 1969
Lot Size	0.315 acres (13,722 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Nov 2020)
Tax Bill	$3,176 (2026)
Deeds & Mortgages	Jan 2020 Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34.235.0460`

Property Details

APN / Parcel Number

Primary APN	`34.235.0460`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,295 sqft Living Area
1st Floor Area	1,283 sqft
Basement Area	1,151 sqft
Finished Basement	1,151 sqft
Unfinished Basement	1,295 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,722 sqft (0.315 acres)
Lot Dimensions	132 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	484 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	509 E RICHWAY DR
City	ALBERT LEA
State	MN
Zip	56007-2179
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMER DALE ADDITION LOT-006 BLOCK-004 LOT 6 EXC E 20.0 FT BLK 4 SUMMER DALE ADDITION
Legal Subdivision	SUMMER DALE ADDITION
Legal Block	4
Legal Lot Number	6
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	1
Census Block	1028
Census Tract	180500

Owner

Source: Freeborn County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	509 E RICHWAY DR, ALBERT LEA, MN 56007-2179
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage MANUFACTURERS BANK & TRUST CO
Nov 17, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Nov 7, 2017	Conservator's Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2020 · Amount on Record
Deed Sale	Nov 17, 2020 · Amount on Record
Prior Sale	Nov 7, 2017 · Amount on Record
Deed Document Number	2020V1185775
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	509 E RICHWAY DR, ALBERT LEA, MN 56007-2179
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A541099
Date	Jan 15, 2020
Instrument	A541099

Lender

Name	MANUFACTURERS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 1, 2020

Interest

Rate Type	Fixed Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEBORN MN
Recording Date	Nov 17, 2020
Property Address	509 E RICHWAY DR, ALBERT LEA, MN 56007-2179
Document Number	CRV1185775
Instrument Date	Nov 17, 2020
Instrument	CRV1185775
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 65, GLENVILLE, MN 56036-0065

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 E RICHWAY DR, ALBERT LEA, MN 56007-2179

Mortgage

Document Number	000A545574
Date	Nov 23, 2020
Instrument	A545574

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

November 2017: Conservator's Deed, Transfer

Document Type	Conservator's Deed
Jurisdiction	FREEBORN MN
Recording Date	Nov 7, 2017
Property Address	509 E RICHWAY DR, ALBERT LEA, MN 56007-2179
Document Number	CRV747189
Instrument Date	Nov 7, 2017
Instrument	CRV747189
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6932 SW 75TH ST, 6932, ELLENDALE, MN 56026-2192

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 E RICHWAY DR, ALBERT LEA, MN 56007-2179

Mortgage

Document Number	000A530008
Date	Nov 15, 2017
Instrument	A530008

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,176.00 Homeowner's exemption	$228,200 (+46.75%) Land $30,100 Building $198,100	$228,200 (+46.75%) Land $30,100 Building $198,100
2025	$3,176.00 (+14.41%)
2023	$2,776.00 (+55.96%) Homeowner's exemption	$155,500 Land $22,300 Building $133,200	$155,500 Land $22,300 Building $133,200
2020	$1,780.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Aug 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20

May also be available: T-Mobile.

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