509 E Prospect St, Morgantown, WV 26505 Property Records

Monongalia County property record for 509 E Prospect St, Morgantown, WV 26505

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,057 sqft · built 1915
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$269,000 (Aug 2026)
Tax Bill	$1,252 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-26-0509.0000`

Property Details

APN / Parcel Number

Primary APN	`13-26-0509.0000`
Alternative APN	`31-13-26-0509.0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,057 sqft Living Area
1st Floor Area	920 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Terrain	Above Road/Slope
View / Lot	Neighborhood / Spot

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	509 E PROSPECT ST
City	MORGANTOWN
State	WV
Zip	26505-5629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BL F, LOTS 4,5 509 E PROSPECT ST
Legal Subdivision	GEORGE ROGERS EAST END ADD
Legal Block	F
Legal Lot Number	4,5,5
Jurisdiction	MONONGALIA WV
Township / Civil Division	CENTRAL
Census Block Group	1
Census Block	1000
Census Tract	10101

Owner

Source: Monongalia County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	509 E PROSPECT ST, MORGANTOWN, WV 26505-5629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed, Transfer · FHA Mortgage GUARANTEED RATE
Aug 5, 2019	Grant Deed, Transfer · Conventional Mortgage SANDY SPRING BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2026 · Amount on Record
Deed Sale	Aug 14, 2026 · Amount on Record
Prior Sale	Aug 5, 2019 · Amount on Record
Deed Document Number	2026994900
Deed Book / Page	1927 / 403
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONONGALIA WV
Recording Date	Aug 14, 2026
Property Address	509 E PROSPECT ST, MORGANTOWN, WV 26505-5629
Document Number	0000994900
Book / Page	1927 / 403
Instrument Date	Aug 10, 2026
Instrument	2026994900
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	BESTITLE AGENCY INC, BESTITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$119,543.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 E PROSPECT ST, MORGANTOWN, WV 26505-5629

Mortgage

Document Number	0000994901,
Date	Aug 14, 2026
Instrument	2026994901

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000994902,
Date	Aug 14, 2026
Book Page	2713/665
Instrument	2026994902

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2036

Interest

Max Rate	-1%

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONONGALIA WV
Recording Date	Aug 5, 2019
Property Address	509 E PROSPECT ST, MORGANTOWN, WV 26505-5629
Document Number	0000767176
Book / Page	001678 / 000745
Instrument Date	Jul 11, 2019
Instrument	767176
Transaction Type	Transfer
Record Updated	Aug 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$792.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16904 CONTINENTAL CT OLNEY MD 208322942, OLNEY, MD 20832-2942

Mortgage

Document Number	767177
Date	Aug 5, 2019
Book Page	002304/000526
Instrument	767177

Lender

Name	SANDY SPRING BK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2049

Tax Assessment & Valuation

Source: Monongalia County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Monongalia County
Municipality	Morgantown City
Unified School District	Monongalia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,252.00 (-0.08%)	$95,040 (-) Land $19,080 Building $75,960	$158,400 (-) Land $31,800 Building $126,600
2025	$1,253.00 (+6.55%)	$95,040 (+6.59%) Land $19,080 Building $75,960	$158,400 (+6.59%) Land $31,800 Building $126,600
2023	$1,176.00 (+4.26%)	$89,160 (+0.75%) Land $19,080 Building $70,080	$148,600 (+0.75%) Land $31,800 Building $116,800
2022	$1,128.00	$88,500 Land $19,080 Building $69,420	$147,500 Land $31,800 Building $115,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.9% of West Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORGANTOWN UTILITY BOARD serves 66,851 people · EPA ID WV3303111
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

509 E Prospect St, Morgantown, WV 26505 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2026: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Mortgage

Lender

Agreement

Interest

August 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Prospect St

Nearby Streets

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