Payne County property record for 509 E Pams Dr, Perkins, OK 74059
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,724 sqft · built 2018 |
| Lot Size | 0.206 acres (8,985 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (May 2026) |
| Tax Bill | $2,803 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17N03E-06-4-PK030-001-0008 |
| Primary APN | 17N03E-06-4-PK030-001-0008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Building Area | 1,724 sqft Living Area |
| 1st Floor Area | 1,724 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,985 sqft (0.206 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 88430 |
|---|---|
| Street Address | 509 E PAMS DR |
| City | PERKINS |
| State | OK |
| Zip | 74059-5021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KINDER-WELLS ADD, 6TH SEC BLK 1 LOT 8 |
| Legal Range | 03E |
| Legal Township | 17N |
| Legal Section | 06 |
| Legal Subdivision | KINDER-WELLS ADD, 6TH SEC |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | PAYNE OK |
| Township / Civil Division | STILLWATER |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 11104 |
509 E Pams Dr is owned and occupied by an individual who bought it in May 2026.
Source: Payne County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 509 E PAMS DR, PERKINS, OK 74059-5021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage GREAT PLAINS NATIONAL BANK |
| May 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage GREAT PLAINS NATIONAL BANK |
| Nov 3, 2017 | Deed of Trust, Mortgage · Construction Mortgage EXCHANGE BANK & TRUST CO |
| Mar 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Mar 7, 2022 | Warranty Deed, Transfer · FHA Mortgage STRIDE BANK NA |
| Jan 29, 2018 | Trustee's Deed, Construction Loan · Line of Credit EXCHANGE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2026 · Amount on File |
| Deed Sale | May 18, 2026 · Amount on File |
| Prior Sale | Mar 7, 2022 · Amount on File |
| Deed Document Number | 20265343 |
| Deed Book / Page | 2939 / 159 |
| Prior Transfer Date | Nov 4, 2019 |
| Prior Transfer Doc | 0025510869 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | May 18, 2026 |
| Property Address | 509 E PAMS DR, PERKINS, OK 74059-5021 |
| Document Number | 0000005343 |
| Book / Page | 2939 / 159 |
| Instrument Date | May 12, 2026 |
| Instrument | 20265343 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2026 |
| Title Company | OCTS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $39,390.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 509 E PAMS DR, PERKINS, OK 74059-5021 |
| Document Number | 0000005344, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 20265344 |
| Name | GREAT PLAINS NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | May 18, 2026 |
| Property Address | 509 E PAMS DR, PERKINS, OK 74059-5021 |
| Document Number | 0029390159 |
| Book / Page | 2939 / 159 |
| Instrument Date | May 12, 2026 |
| Instrument | 20265343 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | OCTS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $39,390.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 509 E PAMS DR, PERKINS, OK 74059-5021 |
| Document Number | 0000005344, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 20265344 |
| Name | GREAT PLAINS NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 509 E PAMS DR, PERKINS, OK 74059-5021 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0024230310 |
|---|---|
| Date | Nov 3, 2017 |
| Book Page | 2423/0310 |
| Instrument | 2017-013465 |
| Name | EXCHANGE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | STILLWATER, OK 74074 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Nov 1, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 509 E PAMS DR, PERKINS, OK 74059-5021 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0025560131 |
|---|---|
| Date | Mar 25, 2020 |
| Book Page | 2556/131 |
| Instrument | 2020-003120 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Mar 7, 2022 |
| Property Address | 509 E PAMS DR, PERKINS, OK 74059-5021 |
| Document Number | 0026840945 |
| Book / Page | 2684 / 945 |
| Instrument Date | Mar 7, 2022 |
| Instrument | I-2022-002473 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Title Company | COMMUNITY ABSTRACT CORPORATION, COMMUNITY ESCROW AND TTL CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $348.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 509 E PAMS DR, PERKINS, OK 74059-5021 |
| Document Number | I2022002474 |
|---|---|
| Date | Mar 7, 2022 |
| Instrument | I-2022-002474 |
| Name | STRIDE BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Jan 29, 2018 |
| Property Address | 509 E PAMS DR, PERKINS, OK 74059-5021 |
| Document Number | 0024350228 |
| Book / Page | 002435 / 000228 |
| Instrument Date | Jan 26, 2018 |
| Instrument | 1050 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 27, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 97 AGRA OK 748240097, AGRA, OK 74824-0097 |
| Document Number | 24350228 |
|---|---|
| Date | Jan 29, 2018 |
| Book Page | 002435/000228 |
| Instrument | 1050 |
| Name | EXCHANGE BK |
|---|---|
| Type | Bank |
| Address | STILLWATER, OK 74074 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 28, 2019 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 509 E Pams Dr was $2,803, down 1.3% from the year before.
Source: Payne County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Payne County |
| Municipality | Perkins City |
| Unified School District | Perkins-Tryon Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28,251 (+4.74%) Land $3,850 Building $24,401 | $247,821 Land $33,774 Building $214,047 | |
| 2025 | $2,803.00 (-1.27%) | $26,972 (-) Land $2,850 Building $24,122 | |
| 2024 | $2,839.00 (+0.46%) | $26,972 (+0.77%) Land $2,850 Building $24,122 | $236,600 (+0.77%) Land $25,000 Building $211,600 |
| 2023 | $2,826.00 (+12.41%) | $26,766 (+16.36%) Land $2,850 Building $23,916 | $234,790 (+10.84%) Land $25,000 Building $209,790 |
| 2022 | $2,514.00 | $23,003 Land $2,715 Building $20,288 | $211,820 Land $25,000 Building $186,820 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 509 E Pams Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 509 E Pams Dr is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 88% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PERKINS serves 2,572 people · EPA ID OK2006012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Copper | 2.43 mg/L (2026) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Centranet Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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