509 E Mill St, Gallatin, MO 64640 Property Records

Daviess County property record for 509 E Mill St, Gallatin, MO 64640

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,040 sqft · built 1978
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$73,000 (Mar 2018)
Tax Bill	$938 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Mar 2018 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-4.2-20-1-06-09`

Property Details

APN / Parcel Number

Primary APN	`15-4.2-20-1-06-09`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,040 sqft Living Area
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,492 sqft (0.7 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces
Deck Area	48 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	509 E MILL ST
City	GALLATIN
State	MO
Zip	64640-1361
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLOCK 2 EAST HEIGHTS ADDITION ALSO A TRACT OF LAND BEG AT THE NW CORNER OF LOT 4 THENCE N 150 FT, THENCE E 100 FT, THEN
Legal Range	27W
Legal Township	59N
Legal Section	20
Legal Subdivision	EAST HEIGHTS ADDITION
Legal Block	2
Legal Lot Number	4
Jurisdiction	DAVIESS MO
Township / Civil Division	UNION
Census Block Group	4
Census Block	4017
Census Tract	470200

Owner

Source: Daviess County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	509 E MILL ST, GALLATIN, MO 64640-1361
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2017	Deed of Trust, Mortgage · FmHA Mortgage FARMERS BANK OF NORTHERN MISSOURI
Mar 9, 2018	Trustee's Deed, Foreclosure · Construction Mortgage BTC BANK
Aug 16, 2017	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2018 · Amount on Record
Deed Sale	Mar 9, 2018 · Amount on Record
Prior Sale	Aug 16, 2017 · Amount on Record
Deed Document Number	2018307
Deed Book / Page	287 / 42
Last Transfer Date	May 22, 2024
Transfer Doc	0000000780
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS MO
Property Address	509 E MILL ST, GALLATIN, MO 64640-1361
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0284/0035
Date	Aug 16, 2017
Book Page	0284/0035

Lender

Name	FARMERS BANK OF NORTHERN MISSOURI
Type	Seller
Address	GALLATIN, MO 64640

Agreement

Type	FmHA Mortgage
Amount	Amount Recorded

March 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DAVIESS MO
Recording Date	Mar 9, 2018
Property Address	509 E MILL ST, GALLATIN, MO 64640-1361
Document Number	0000287/42
Book / Page	287 / 42
Instrument Date	Mar 5, 2018
Instrument	20180307
Transaction Type	Foreclosure
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020180307
Date	Mar 9, 2018
Instrument	20180307

Lender

Name	BTC BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Mortgage

Document Number	287/42
Date	Mar 9, 2018
Book Page	287/42
Instrument	20180307

Lender

Name	BTC BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

August 2017: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	DAVIESS MO
Recording Date	Aug 16, 2017
Property Address	509 E MILL ST, GALLATIN, MO 64640-1361
Document Number	00376/0163
Book / Page	0376 / 0163
Instrument Date	Aug 11, 2017
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 E MILL ST, GALLATIN, MO 64640-1361
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Daviess County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Daviess County
County Subdivision	Union Township
Municipality	Gallatin City
Unified School District	Gallatin R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$938.00 (+5.75%)	$13,193 (+9.22%) Land $1,402 Building $11,791	$69,440 (+9.23%) Land $7,380 Building $62,060
2023	$887.00	$12,079 Land $1,169 Building $10,910	$63,570 Land $6,150 Building $57,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 47% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLATIN PWS serves 1,821 people · EPA ID MO1010299
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mid-States Services Fiber	2,000 / 2,000
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: AT&T.

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