509 E Meridian Ave, #B, Carrabelle, FL 32322 Property Records

Franklin County property record for 509 E Meridian Ave, #B, Carrabelle, FL 32322

Property Summary

Property TypeTownhouse
Details1,500 sqft · built 2005
Lot Size0.083 acres (3,616 sqft)
Owner2 Individual Names on Record
Last Sale$175,000 (Dec 2020)
Tax Bill$3,089 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN20-07S-04W-1000-0155-0020

Property Details

APN / Parcel Number

Primary APN20-07S-04W-1000-0155-0020

Interior

Building Area1,500 sqft Heated Area
Gross Area1,660 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area3,616 sqft
PorchOpen Porch
Porch Area160 sqft
Deck Area16 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address509 E MERIDIAN AVE # B, B
CityCARRABELLE
StateFL
Zip32322-2233
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionBLOCK 55 LOT 6 SANDS OF CARRABELLE A.K.A.509-B PB8/12 OR/800/723 OR/840/283 1024/723 1031/182 1104/339 1285/688
Legal Range04W
Legal Township07S
Legal Section20
Legal SubdivisionSANDS CARRABELLE
Legal Block55
Legal Lot Number6
JurisdictionFRANKLIN FL
Township / Civil DivisionCARRABELLE
Census Block Group1
Census Block1093
Census Tract970101

Owner

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address40W494 BARKO PKWY, HUNTLEY, IL 60142-8072
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 23, 2020 · Amount on Record
Deed SaleDec 23, 2020 · Amount on Record
Prior SaleSep 27, 2013 · Amount on Record
Deed Document Number202019006242
Deed Book / Page1285 / 688
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN FL
Property Address509 E MERIDIAN AVE # B, B, CARRABELLE, FL 32322-2233
Transaction TypeMortgage
Record UpdatedFeb 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address40W494 BARKO PKWY, HUNTLEY, IL 60142-8072

Mortgage

Document Number0019000763
DateFeb 11, 2021
Book Page1289/620
Instrument202119000763
Lender
NameTBK BANK SSB
TypeBank
AddressDALLAS, TX 75251
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
MunicipalityCarrabelle City
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,089.00 (+7.67%)$229,801 (-) Land $1 Building $229,800$229,801 (-) Land $1 Building $229,800
2024$2,869.00 (+20.75%)$229,801 (+64.38%) Land $1 Building $229,800$229,801 (+64.38%) Land $1 Building $229,800
2023$2,376.00 (-1.49%)$139,801 (-) Land $1 Building $139,800$139,801 (-) Land $1 Building $139,800
2022$2,412.00$139,801 Land $1 Building $139,800$139,801 Land $1 Building $139,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies72 units insured
incl. 29 condo units
Nearby Flood Claims7 (2018)
Most Recent ClaimOct 2018 · Hurricane Michael
Claims by Event
  • Hurricane Michael, Oct 2018 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 44% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CARRABELLE WATER SYSTEM
serves 3,690 people · EPA ID FL1190118
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50

May also be available: T-Mobile.

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