509 E McKamey St, Payson, AZ 85541 Property Records

Gila County property record for 509 E McKamey St, Payson, AZ 85541

Property Summary

Property TypeSingle Family Home
Details2,834 sqft · built 1979
Lot Size0.33 acres (14,375 sqft)
OwnerIndividual Name on File
Last Sale$245,000 (Dec 2020)
Tax Bill$2,457 (2025)
Deeds & MortgagesAug 2023 Mortgage
Aug 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN304-44-019

Property Details

APN / Parcel Number

Primary APN304-44-019
Alternative APNs
  • R034539
  • 034539

Interior

Stories2 Stories
Building Area2,834 sqft Living Area
1st Floor Area1,417 sqft

Exterior

Year BuiltBuilt 1979
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsbestos
Lot Area14,375 sqft (0.33 acres)
Garage TypeCarport
CarportCarport
Carport Area240 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area482 sqft
Patio Area22 sqft
Canopy193 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account NumberR034539
Street Address509 E MCKAMEY ST
CityPAYSON
StateAZ
Zip85541-5128
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION: 03 TOWNSHIP: 10N RANGE: 10E LOT 121 OF MOGOLLON ADDITION PLAT SEVEN OF PLAT 490SW1/4 SE1/4 SEC 3 T10N R10E = 0.33 AC
Legal Range10E
Legal Township10N
Legal Section03
Legal SubdivisionRUSSELL/BENTLEY/GRANITE SUBDIV
Legal Lot Number121
JurisdictionGILA AZ
Township / Civil DivisionPAYSON
Census Block Group1
Census Block1020
Census Tract500

Owner

Source: Gila County assessment roll, APN 304-44-019, as of January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address509 E MCKAMEY ST, PAYSON, AZ 85541-5128
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2023Deed of Trust, Mortgage
COPPER STATE CU
Aug 26, 2022Deed of Trust, Mortgage · Conventional Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Dec 10, 2020Warranty Deed, Transfer · Conventional Mortgage
BAY EQUITY LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 10, 2020 · Amount on Record
Deed SaleDec 10, 2020 · Amount on Record
Prior SaleMay 02, 2011 · Amount on Record
Deed Document Number2020-015258
Record UpdatedJun 08, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address509 E MCKAMEY ST, PAYSON, AZ 85541-5128
Transaction TypeMortgage
Record UpdatedAug 30, 2023
Title CompanyPEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 E MCKAMEY ST, PAYSON, AZ 85541-5128

Mortgage

Document Number0000006997
DateAug 10, 2023
Instrument2023-006997
Lender
NameCOPPER STATE CU
TypeCredit Union
AddressPHOENIX, AZ 85053
Agreement
AmountAmount Recorded
Term120 Months
DueAug 24, 2033

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address509 E MCKAMEY ST, PAYSON, AZ 85541-5128
Transaction TypeMortgage
Record UpdatedSep 07, 2022
Title CompanyVYLLA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 E MCKAMEY ST, PAYSON, AZ 85541-5128

Mortgage

Document Number0000010678
DateAug 26, 2022
Instrument2022-010678
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILA AZ
Recording DateDec 10, 2020
Property Address509 E MCKAMEY ST, PAYSON, AZ 85541-5128
Document Number0000015258
Map ReferenceMAP 490
Instrument DateOct 28, 2020
Instrument2020-015258
Transaction TypeTransfer
Record UpdatedNov 29, 2021
Title CompanyPIONEER TITLE AGENCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address509 E MCKAMEY ST, 509, PAYSON, AZ 85541-5128

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address509 E MCKAMEY ST, PAYSON, AZ 85541-5128

Mortgage

Document Number0000015259
DateDec 10, 2020
Instrument2020-015259
Lender
NameBAY EQUITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Gila County assessment roll as of January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateArizona
CountyGila County
MunicipalityPayson Town
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$43,234 (+5.83%) Land $7,350 Building $35,884$432,340 (+5.83%) Land $73,504 Building $358,836
2025$2,457.00 (+7.67%)
2024$40,853 Land $4,764 Building $36,089$408,529 Land $47,636 Building $360,893
2023$2,282.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gila County (04007C), as of October 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskModerate
above 44% of the US · lower than 64% of Arizona
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 507 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cable One
Fiber
1,000 / 1,000
Optimum Communications
Cable
940 / 35

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system AZ0404032, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWN OF PAYSON
serves 17,682 people
Water SourceSurface water
Last State InspectionFeb 2026
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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