Gila County property record for 509 E McKamey St, Payson, AZ 85541
| Property Type | Single Family Home |
|---|---|
| Details | 2,834 sqft · built 1979 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Dec 2020) |
| Tax Bill | $2,457 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Aug 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 304-44-019 |
| Primary APN | 304-44-019 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,834 sqft Living Area |
| 1st Floor Area | 1,417 sqft |
| Year Built | Built 1979 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asbestos |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 482 sqft |
| Patio Area | 22 sqft |
| Canopy | 193 sqft |
| Heating System | Forced Air |
|---|
| Account Number | R034539 |
|---|---|
| Street Address | 509 E MCKAMEY ST |
| City | PAYSON |
| State | AZ |
| Zip | 85541-5128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION: 03 TOWNSHIP: 10N RANGE: 10E LOT 121 OF MOGOLLON ADDITION PLAT SEVEN OF PLAT 490SW1/4 SE1/4 SEC 3 T10N R10E = 0.33 AC |
| Legal Range | 10E |
| Legal Township | 10N |
| Legal Section | 03 |
| Legal Subdivision | RUSSELL/BENTLEY/GRANITE SUBDIV |
| Legal Lot Number | 121 |
| Jurisdiction | GILA AZ |
| Township / Civil Division | PAYSON |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 500 |
Source: Gila County assessment roll, APN 304-44-019, as of January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 509 E MCKAMEY ST, PAYSON, AZ 85541-5128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2023 | Deed of Trust, Mortgage COPPER STATE CU |
| Aug 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Dec 10, 2020 | Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 10, 2020 · Amount on Record |
| Deed Sale | Dec 10, 2020 · Amount on Record |
| Prior Sale | May 02, 2011 · Amount on Record |
| Deed Document Number | 2020-015258 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 509 E MCKAMEY ST, PAYSON, AZ 85541-5128 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Title Company | PEOPLES TITLES INC, PIONEER TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 509 E MCKAMEY ST, PAYSON, AZ 85541-5128 |
| Document Number | 0000006997 |
|---|---|
| Date | Aug 10, 2023 |
| Instrument | 2023-006997 |
| Name | COPPER STATE CU |
|---|---|
| Type | Credit Union |
| Address | PHOENIX, AZ 85053 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Aug 24, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 509 E MCKAMEY ST, PAYSON, AZ 85541-5128 |
| Transaction Type | Mortgage |
| Record Updated | Sep 07, 2022 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 509 E MCKAMEY ST, PAYSON, AZ 85541-5128 |
| Document Number | 0000010678 |
|---|---|
| Date | Aug 26, 2022 |
| Instrument | 2022-010678 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Dec 10, 2020 |
| Property Address | 509 E MCKAMEY ST, PAYSON, AZ 85541-5128 |
| Document Number | 0000015258 |
| Map Reference | MAP 490 |
| Instrument Date | Oct 28, 2020 |
| Instrument | 2020-015258 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2021 |
| Title Company | PIONEER TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 509 E MCKAMEY ST, 509, PAYSON, AZ 85541-5128 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 509 E MCKAMEY ST, PAYSON, AZ 85541-5128 |
| Document Number | 0000015259 |
|---|---|
| Date | Dec 10, 2020 |
| Instrument | 2020-015259 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
Source: Gila County assessment roll as of January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Gila County |
| Municipality | Payson Town |
| Unified School District | Payson Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $43,234 (+5.83%) Land $7,350 Building $35,884 | $432,340 (+5.83%) Land $73,504 Building $358,836 | |
| 2025 | $2,457.00 (+7.67%) | ||
| 2024 | $40,853 Land $4,764 Building $36,089 | $408,529 Land $47,636 Building $360,893 | |
| 2023 | $2,282.00 |
Source: FEMA National Flood Hazard Layer, Gila County (04007C), as of October 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 44% of the US · lower than 64% of Arizona |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 507 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cable One Fiber | 1,000 / 1,000 |
| Optimum Communications Cable | 940 / 35 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System, water system AZ0404032, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF PAYSON serves 17,682 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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