Carver County property record for 509 E Main St, Waconia, MN 55387
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.75 ba · 1,248 sqft · built 1966 |
| Lot Size | 0.326 acres (14,201 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $218,500 (Nov 2014) |
| Tax Bill | $4,056 (2026) |
| Deeds & Mortgages | Apr 2021 Line of Credit Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 75-5200030 |
| Primary APN | 75-5200030 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Stories | 1 Story |
| Building Area | 1,248 sqft Finished Area |
| Gross Area | 2,792 sqft |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 624 sqft |
| Finished Basement | 624 sqft |
| Flooring | Carpet |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Split Foyer |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 14,201 sqft (0.326 acres) |
| Garage Area | 728 sqft |
| Deck Area | 192 sqft |
| Heating System | Hot Water |
|---|
| Street Address | 509 E MAIN ST |
|---|---|
| City | WACONIA |
| State | MN |
| Zip | 55387-1124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION 13 TOWNSHIP 116 RANGE 025 ZEMANS ADDITION TO WACONIA LOT 006 BLOCK 001 & THAT P/O LOT 7 LYING W OF E 27.5' THEREOF |
| Legal Range | 025 |
| Legal Township | 116 |
| Legal Section | 13 |
| Legal Subdivision | ZEMANS ADDITION TO WACONIA |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | CARVER MN |
| Township / Civil Division | WACONIA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 90303 |
Source: Carver County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 509 E MAIN ST, WACONIA, MN 55387-1124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2021 | Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK |
| Aug 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CORTRUST MTG |
| Jul 15, 2019 | Deed of Trust, Mortgage · Line of Credit OLD NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2014 · Amount on Record |
| Deed Sale | Nov 4, 2014 · Amount on Record |
| Prior Sale | Jul 28, 1997 · Amount on Record |
| Deed Document Number | 2014601602 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARVER MN |
| Property Address | 509 E MAIN ST, WACONIA, MN 55387-1124 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 000A722490 |
|---|---|
| Date | Apr 13, 2021 |
| Instrument | A722490 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | WACONIA, MN 55387 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARVER MN |
| Property Address | 509 E MAIN ST, WACONIA, MN 55387-1124 |
| Document Number | 0000702344 |
| Instrument Date | Aug 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2020 |
| Title Company | TITLE MARK |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 509 E MAIN ST WACONIA MN 553871124, WACONIA, MN 55387-1124 |
| Document Number | 0000702344 |
|---|---|
| Date | Aug 14, 2020 |
| Instrument | 702344 |
| Name | CORTRUST MTG |
|---|---|
| Type | Mortgage Company |
| Address | SIOUX FALLS, SD 57105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 13, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARVER MN |
| Property Address | 509 E MAIN ST, WACONIA, MN 55387-1124 |
| Document Number | 0000680643 |
| Instrument Date | Jul 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2019 |
| Title Company | SOURCEPOINT FULFILLMENT SERVICES, SOURCEPOINT FULFILLMENT SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 509 E MAIN ST WACONIA MN 553871124, WACONIA, MN 55387-1124 |
| Document Number | 0000680643 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | 680643 |
| Name | OLD NAT'L BK |
|---|---|
| Type | Bank |
| Address | WACONIA, MN 55387 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 29, 2029 |
| Rate Type | Adjustable Rate |
|---|
Source: Carver County assessment roll, as of August 14, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carver County |
| Municipality | Waconia City |
| Unified School District | Waconia Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,056.00 (+11.74%) Homeowner's exemption | $344,000 (+4.88%) Land $125,000 Building $219,000 | $344,000 (+4.88%) Land $125,000 Building $219,000 |
| 2025 | $328,000 (+5.57%) Land $100,000 Building $228,000 | $328,000 (+5.57%) Land $100,000 Building $228,000 | |
| 2024 | $3,630.00 (+1%) Homeowner's exemption | $310,700 (+1.84%) Land $80,000 Building $230,700 | $310,700 (+1.84%) Land $80,000 Building $230,700 |
| 2023 | $3,594.00 Homeowner's exemption | $305,100 Land $80,000 Building $225,100 | $305,100 Land $80,000 Building $225,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Waconia serves 13,277 people · EPA ID MN1100010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 10 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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