York County property record for 509 E Main St, Rock Hill, SC 29730
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,944 sqft · built 2021 |
| Lot Size | 0.146 acres (6,349 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Jan 2022) |
| Tax Bill | $2,583 (2025) |
| Deeds & Mortgages | May 2021 Mortgage May 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 627-08-02-043 |
| Primary APN | 627-08-02-043 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,944 sqft Living Area |
| Gross Area | 2,243 sqft |
| 1st Floor Area | 1,188 sqft |
| 2nd Floor Area | 756 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,349 sqft (0.146 acres) |
| Porch | Slab |
| Deck Area | 152 sqft |
| Street Address | 509 E MAIN ST |
|---|---|
| City | ROCK HILL |
| State | SC |
| Zip | 29730-5322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 4 EAST TOWN VILLAGE EAST MAIN ST |
| Legal Subdivision | EAST TOWN VILLAGE |
| Legal Lot Number | 4 |
| Jurisdiction | YORK SC |
| Township / Civil Division | ROCK HILL |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 60300 |
509 E Main St is owned and occupied by two individuals who bought it in January 2022.
Source: York County records, as of May 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 509 E MAIN ST, ROCK HILL, SC 29730-5322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2021 | Deed of Trust, Mortgage · Commercial Mortgage CAROLINA HARD MONEY |
| May 13, 2025 | Deed of Trust, Mortgage · Line of Credit DISCOVER BANK |
| Jan 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 2022 · Amount on File |
| Deed Sale | Jan 19, 2022 · Amount on File |
| Deed Document Number | 20222866 |
| Deed Book / Page | 19923 / 270 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 509 E MAIN ST, ROCK HILL, SC 29730-5322 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 1925100444 |
|---|---|
| Date | May 11, 2021 |
| Book Page | 19251/444 |
| Instrument | 2021027283 |
| Name | CAROLINA HARD MONEY |
|---|---|
| Type | Non-Lending Institution |
| Address | ROCK HILL, SC 29730 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Jun 1, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 509 E MAIN ST, ROCK HILL, SC 29730-5322 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2190600001 |
|---|---|
| Date | May 13, 2025 |
| Book Page | 21906/1 |
| Instrument | 2025015190 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | 502 E MARKET ST, GREENWOOD, DE 19950 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 12, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Jan 19, 2022 |
| Property Address | 509 E MAIN ST, ROCK HILL, SC 29730-5322 |
| Document Number | 1992300270 |
| Book / Page | 19923 / 270 |
| Map Reference | MB 162 PG 79 |
| Instrument Date | Jan 6, 2021 |
| Instrument | 2022002866 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $819.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 509 E MAIN ST, ROCK HILL, SC 29730-5322 |
| Document Number | 2022002867 |
|---|---|
| Date | Jan 19, 2022 |
| Instrument | 2022002867 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
The 2025 property tax bill for 509 E Main St was $2,583.
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Municipality | Rock Hill City |
| Unified School District | York School District 3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,583.00 | $14,022 Land $2,071 Building $11,951 | $406,300 Land $60,000 Building $346,300 |
| 2023 | $2,242.00 | $12,193 Land $1,800 Building $10,393 | $304,819 Land $45,000 Building $259,819 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 509 E Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 509 E Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.2% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROCK HILL serves 89,850 people · EPA ID SC4610002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Comporium Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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