Potter County property record for 509 E Main St, Oswayo, PA 16915
| Property Type | Single Family Home |
|---|---|
| Details | 613 sqft · built 1900 |
| Lot Size | 0.482 acres (20,995 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $25,000 (Dec 2012) |
| Tax Bill | $669 (2026) |
| Deeds & Mortgages | Mar 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-002-036 |
| Primary APN | 160-002-036 |
|---|---|
| Alternative APN |
|
| Building Area | 613 sqft Building Perimeter |
|---|
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 20,995 sqft (0.482 acres) |
| Lot Dimensions | 221 ft deep x 95 ft wide |
| Street Address | 509 E MAIN ST |
|---|---|
| City | OSWAYO |
| State | PA |
| Zip | 16915-8228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 94.75 X 221 |
| Jurisdiction | POTTER PA |
| Township / Civil Division | OSWAYO |
| Census Block Group | 1 |
| Census Block | 1065 |
| Census Tract | 950200 |
509 E Main St is owned and occupied by two individuals who bought it in December 2012.
Source: Potter County records, as of April 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 509 E MAIN ST, OSWAYO, PA 16915-8228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2012 · Amount on File |
| Deed Sale | Dec 12, 2012 · Amount on File |
| Deed Document Number | 20123888 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POTTER PA |
| Property Address | 509 E MAIN ST, OSWAYO, PA 16915-8228 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202600724 |
|---|---|
| Date | Mar 13, 2026 |
| Instrument | 202600724 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | 100 LIBERTY ST, WARREN, PA 16365 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Feb 25, 2051 |
| Change Frequency | Monthly |
|---|
The 2026 property tax bill for 509 E Main St was $669.
Source: Potter County assessment roll, as of April 10, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Potter County |
| Municipality | Oswayo Borough |
| Unified School District | Oswayo Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $669.00 | $13,080 Land $1,080 Building $12,000 | |
| 2024 | $987.00 | $13,080 Land $1,080 Building $12,000 | |
| 1977 | $13,080 Land $1,080 Building $12,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 509 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 5 (1996–2010) |
| Most Recent Claim | Dec 2010 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 509 E Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tri-Co Connections Fiber | 1,000 / 1,000 |
| Zito Media Cable | 1,000 / 25 |
No cell data coverage reported
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