Hamilton County property record for 509 E Main St, #3, Chattanooga, TN 37408
| Property Type | Condominium |
|---|---|
| Details | 2 ba · 1,390 sqft · built 1900 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $3,790 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 145L G 041 C003 |
| Primary APN | 145L G 041 C003 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,390 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 43,560 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000165387 |
|---|---|
| Street Address | 509 E MAIN ST # 3, 3 |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37408-1408 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 3 E MAIN STREET CONDOS REV 105-199 OUT OF 145L-G-041 C001 FOR 2010 |
| Legal Subdivision | EAST MAIN STREET CONDOS |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 12400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
The current owner of 509 E Main St, #3 acquired it in October 2013.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 509 E MAIN ST # 2, 2, CHATTANOOGA, TN 37408-1408 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Mar 2, 2010 · Amount on File |
| Last Transfer Date | Oct 14, 2013 |
| Transfer Doc | 0000000130 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 509 E Main St, #3 was $3,790, up 26.1% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,790.00 (+26.08%) | $250,075 (+86.1%) | $1,000,300 (+86.1%) Land $100,000 Building $900,300 |
| 2024 | $3,006.00 | $134,375 (-) | $537,500 (-) Land $75,000 Building $462,500 |
| 2023 | $3,006.00 | $134,375 (-) | $537,500 (-) Land $75,000 Building $462,500 |
| 2022 | $3,006.00 | $134,375 | $537,500 Land $75,000 Building $462,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 509 E Main St, #3 in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1978–1980) |
| Most Recent Claim | Mar 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 509 E Main St, #3 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile, Verizon.
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