509 E Locust St, Stockton, MO 65785 Property Records

Cedar County property record for 509 E Locust St, Stockton, MO 65785

Property Summary

Property Type	Single Family Home
Details	1 ba · 902 sqft · built 1965
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$66,000 (Nov 2021)
Tax Bill	$366 (2024)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-2.2-09-003-005-016.00`

Property Details

APN / Parcel Number

Primary APN	`09-2.2-09-003-005-016.00`
Alternative APNs	`3881` `3016`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	902 sqft Living Area
1st Floor Area	902 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	60 ft deep x 60 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3016
Street Address	509 E LOCUST ST
City	STOCKTON
State	MO
Zip	65785-8314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R L HAYS W 15' LT 4 & E 45' LT 5 BL 1
Legal Range	26
Legal Township	34
Legal Section	09
Legal Subdivision	R L HAYS
Legal Lot Number	4
Jurisdiction	CEDAR MO
Township / Civil Division	LINN
Census Block Group	3
Census Block	3020
Census Tract	870300

Owner

509 E Locust St is owned and occupied by an individual who bought it in November 2021.

Source: Cedar County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	509 E LOCUST ST, STOCKTON, MO 65785-8314
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2021 · Amount on File
Deed Sale	Nov 5, 2021 · Amount on File
Deed Book / Page	2021 / 2806
Prior Transfer Date	Nov 18, 2011
Prior Transfer Doc	02011/2435
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR MO
Recording Date	Nov 5, 2021
Property Address	509 E LOCUST ST, STOCKTON, MO 65785-8314
Document Number	02021/2806
Book / Page	2021 / 2806
Instrument Date	Nov 5, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 E LOCUST ST, STOCKTON, MO 65785-8314

Mortgage

Document Number	0020212807
Date	Nov 5, 2021
Instrument	2021/2807

Lender

Name	THE BANK OF MISSOURI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Dec 1, 2036
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	5.87%
Index	1-Year CMT
Max Rate	9.87%

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cedar County
Municipality	Stockton City
Unified School District	Stockton R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,730 (-) Land $330 Building $8,400
2025		$8,730 Land $330 Building $8,400	$45,960 Land $1,730 Building $44,230
2024	$366.00
2023		$7,590	$39,960 Land $1,500 Building $38,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 509 E Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 6, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 E Locust St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STOCKTON PWS serves 1,892 people · EPA ID MO5010763
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Click Computers.

Nearby Properties on E Locust St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures