Rowan County property record for 509 E Lafayette St, Salisbury, NC 28144
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,257 sqft · built 1988 |
| Lot Size | 0.218 acres (9,496 sqft) |
| Owner | Company Name on File |
| Last Sale | $330,000 (Dec 2023) |
| Tax Bill | $1,227 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Construction Loan Dec 2023 Sale & Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012 198 |
| Primary APN | 012 198 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,257 sqft Living Area |
| 1st Floor Area | 1,257 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,496 sqft (0.218 acres) |
| Lot Dimensions | 19 ft deep x 5 ft wide |
| Porch | Porch |
| Porch Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 509 E LAFAYETTE ST |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28144-4533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L3 BLK 217 CENTRAL LAND COMPANY |
| Legal Subdivision | WRIGHT MORE PROPERTIES |
| Legal Block | 217 |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | SALISBURY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 50201 |
Source: Rowan County records · APN 012 198
Assessment roll updated August 8, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 57 UNION ST S, CONCORD, NC 28025-5264 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 04, 2023 | Warranty Deed, Transfer · Construction Mortgage RFLF 4 LLC |
| Dec 04, 2023 | Special Warranty Deed, Construction Loan · Construction Mortgage RFLF 7 LLC |
| Jan 03, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Feb 16, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Jan 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 04, 2023 · Amount on Record |
| Deed Sale | Dec 04, 2023 · Amount on Record |
| Prior Sale | Jan 26, 2021 · Amount on Record |
| Prior Transfer Date | Oct 26, 2021 |
| Prior Transfer Doc | 0013920216 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Dec 04, 2023 |
| Property Address | 509 E LAFAYETTE ST, SALISBURY, NC 28144-4533 |
| Document Number | 0014330841 |
| Book / Page | 1433 / 841 |
| Map Reference | MB 9995 PG 17 |
| Instrument Date | Nov 29, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 113 MANSELL LN, TROUTMAN, NC 28166-0166 |
| Name | Verified Name |
|---|---|
| Address | 5000 RIVERSIDE DR STE 100W, 100W, IRVING, TX 75039-4696 |
| Document Number | 0014330848 |
|---|---|
| Date | Dec 04, 2023 |
| Book Page | 1433/848 |
| Name | RFLF 4 LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHICAGO, IL 60606 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Dec 04, 2023 |
| Property Address | 509 E LAFAYETTE ST, SALISBURY, NC 28144-4533 |
| Document Number | 0014330842 |
| Book / Page | 1433 / 842 |
| Map Reference | MB 9995 PG 17 |
| Instrument Date | Nov 20, 2023 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5000 RIVERSIDE DR # DR5100W, DR5100W, IRVING, TX 75039-4316 |
| Name | Verified Name |
|---|---|
| Address | 57 UNION ST S # 1241, 1241, CONCORD, NC 28025-5009 |
| Document Number | 0001433846 |
|---|---|
| Date | Dec 04, 2023 |
| Instrument | 1433/846 |
| Name | RFLF 7 LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jan 03, 2022 |
| Property Address | 509 E LAFAYETTE ST, SALISBURY, NC 28144-4533 |
| Document Number | 0013920216 |
| Book / Page | 1392 / 216 |
| Map Reference | MB 9995 PG 17 |
| Instrument Date | Oct 26, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4009 COMING PLACE #E2-235E2-235, 4009, CHARLOTTE, NC 28216 |
| Name | Verified Name |
|---|---|
| Address | 4009 CORNING PL # E2-235, E2, CHARLOTTE, NC 28216-1310 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Feb 16, 2021 |
| Property Address | 509 E LAFAYETTE ST, SALISBURY, NC 28144-4533 |
| Document Number | 0013680210 |
| Book / Page | 1368 / 210 |
| Map Reference | MB 9995 PG 17 |
| Instrument Date | Feb 11, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10327 SHELTER ROCK CT, 10327, CHARLOTTE, NC 28214-8674 |
| Name | Verified Name |
|---|---|
| Address | 4009 CORNING PL, CHARLOTTE, NC 28216-1299 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jan 26, 2021 |
| Property Address | 509 E LAFAYETTE ST, SALISBURY, NC 28144-4533 |
| Document Number | 0013660621 |
| Book / Page | 1366 / 621 |
| Map Reference | MB 9995 PG 17 |
| Instrument Date | Jan 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Title Company | FORTIFIED TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $160.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1011 MOCKSVILLE AVE, 1011, SALISBURY, NC 28144-2413 |
| Name | Verified Name |
|---|---|
| Address | 10327 SHELTER ROCK CT, CHARLOTTE, NC 28214-8674 |
| Document Number | 0013660622 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 1366/622 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Salisbury City |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,227.00 | $102,670 (-) Land $13,500 Building $89,170 | |
| 2023 | $1,227.00 | $102,670 Land $13,500 Building $89,170 | $102,670 Land $13,500 Building $89,170 |
Source: FEMA National Flood Hazard Layer as of May 10, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 307 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SALISBURY-ROWAN serves 46,156 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 13 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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