509 E Illinois Rd, Lake Forest, IL 60045 Property Records

Lake County property record for 509 E Illinois Rd, Lake Forest, IL 60045

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,918 sqft · built 1910
Lot Size	0.476 acres (20,743 sqft)
Owner	2 Individual Names on Record
Tax Bill	$21,107 (2024)
Deeds & Mortgages	May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-33-407-050`

Property Details

APN / Parcel Number

Primary APN	`12-33-407-050`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,918 sqft Living Area
Gross Area	4,791 sqft
1st Floor Area	2,032 sqft
Upper Floors Area	886 sqft
Basement Area	1,873 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1917
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	20,743 sqft (0.476 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water

Location & Zoning

Street Address	509 E ILLINOIS RD
City	LAKE FOREST
State	IL
Zip	60045-2443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WASHINGTON CIRCLE SUB; LOTS 29 & 31 (EX PT OF SD LOTS LYG W OF A LN WH IS 18 E OF W LN OF SD LOT 29 AND SD LN EXTEND ED SLY TO S LN LOT 31)
Legal Subdivision	WASHINGTON CIRCLE SUB
Legal Lot Number	29,31
Jurisdiction	LAKE IL
Township / Civil Division	SHIELDS
Census Block Group	1
Census Block	1011
Census Tract	863400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lake Forest Historic District listed 1978 · 590 contributing resources · NRIS 78001161

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	509 E ILLINOIS RD, LAKE FOREST, IL 60045-2443
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	509 E ILLINOIS RD, LAKE FOREST, IL 60045-2443
Document Number	0007563493
Instrument Date	May 15, 2019
Transaction Type	Mortgage
Record Updated	Jun 10, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	509 E ILLINOIS RD LAKE FOREST IL 600452443, LAKE FOREST, IL 60045-2443

Mortgage

Document Number	0007563493
Date	May 22, 2019
Instrument	7563493

Lender

Name	LAKE FOREST BK&TR
Type	Bank
Address	LAKE FOREST, IL 60045

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Municipality	Lake Forest City
Elementary School District	Lake Forest School District 67 (PK - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$382,937 (+18.22%) Land $185,191 Building $197,746	$1,148,926 (+18.22%) Land $555,629 Building $593,297
2024	$21,107.00 (+19.8%)
2023	$17,618.00 (+2.88%)	$323,917 (+6.98%) Land $156,649 Building $167,268	$971,848 (+6.98%) Land $469,994 Building $501,854
2022	$17,124.00	$302,796 Land $146,435 Building $156,361	$908,479 Land $439,349 Building $469,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE FOREST serves 19,642 people · EPA ID IL0970800
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20