509 E Highland Ave, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 509 E Highland Ave, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	1,024 sqft · built 1912
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$40,800 (Dec 2009)
Tax Bill	$401 (2025)
Deeds & Mortgages	Jun 2018 Mortgage
APN	`06-3.0-05-003-001-005.000`

Property Details

APN / Parcel Number

Primary APN	`06-3.0-05-003-001-005.000`

Interior

Building Area	1,024 sqft Base Area
1st Floor Area	1,024 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide

Location & Zoning

Street Address	509 E HIGHLAND AVE
City	SAINT JOSEPH
State	MO
Zip	64505-2551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:SAINT JOSEPH EXTENSION LOT:6 BLK:40LGL DESC:L6 & 7
Legal Subdivision	SAINT JOSEPH EXTENSION
Legal Block	40
Legal Lot Number	6
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1045
Census Tract	300

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	509 E HIGHLAND AVE, SAINT JOSEPH, MO 64505-2551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2009 · Amount on Record
Deed Sale	Dec 2, 2009 · Amount on Record
Prior Sale	May 19, 2008 · Amount on Record
Deed Document Number	200914767
Deed Book / Page	3184 / 497
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	509 E HIGHLAND AVE, SAINT JOSEPH, MO 64505-2551
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018005256
Date	Jun 14, 2018
Instrument	2018005256

Lender

Name	US BANK TRUST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 7, 2038

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$401.00	$5,590 (+6.07%) Land $1,010 Building $4,580	$29,440 (+6.01%) Land $5,340 Building $24,100
2024	$401.00 (+15.9%)
2023	$346.00 (-0.86%)	$5,270 (-) Land $1,010 Building $4,260	$27,770 (-) Land $5,340 Building $22,430
2022	$349.00	$5,270 Land $1,010 Building $4,260
2021			$27,770 Land $5,340 Building $22,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: United Fiber.

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