509 E Henschen Ave, Oakland (Winter Garden), FL 34787 Property Records

Orange County property record for 509 E Henschen Ave, Oakland, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,833 sqft · built 2006
Lot Size	0.28 acres (12,192 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Jun 2016)
Tax Bill	$4,770 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-22-27-9401-00-140`

Property Details

APN / Parcel Number

Primary APN	`21-22-27-9401-00-140`
Alternative APN	`272221940100140`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,833 sqft Living Area
Gross Area	3,760 sqft
1st Floor Area	1,860 sqft
Flooring	Wood

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,192 sqft (0.28 acres)
Garage Type	Attached
Garage Area	582 sqft
Porch	Finished/Open Porch
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	509 E HENSCHEN AVE
City	OAKLAND
State	FL
Zip	34787-3065
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	WINTERS LANDING PHASE 1 60/17 LOT 14
Legal Subdivision	WINTERS LANDING PH 1
Legal Lot Number	14
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1027
Census Tract	17200

Owner

509 E Henschen Ave is owned by an individual who bought it in June 2016.

Source: Orange County records, as of April 30, 2026

Owner of Record	Individual Name on File
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jul 19, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2016 · Amount on File
Deed Sale	Jun 23, 2016 · Amount on File
Prior Sale	Jul 28, 2014 · Amount on File
Deed Document Number	2016323459
Prior Transfer Date	Feb 19, 2014
Prior Transfer Doc	0000100851
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	509 E HENSCHEN AVE, OAKLAND, FL 34787-3065
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 E HENSCHEN AVE, OAKLAND, FL 34787-3065

Mortgage

Document Number	0000424503
Date	Jul 15, 2021
Instrument	20210424503

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2031

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	509 E HENSCHEN AVE, OAKLAND, FL 34787-3065
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000430264
Date	Jul 19, 2021
Instrument	20210430264

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 509 E Henschen Ave was $4,770, up 3.1% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Oakland Town
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,825 (+2.7%)	$575,734 (-1.18%) Land $146,304 Building $429,430
2025	$4,770.00 (+3.09%)	$304,601	$582,634 Land $146,304 Building $436,330
2024	$4,627.00 (+6.03%)
2023	$4,364.00 (+3.14%)	$287,395 (+3%)	$530,466 (+19.23%) Land $146,304 Building $384,162
2022	$4,231.00	$279,024	$444,895 Land $121,920 Building $322,975

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 509 E Henschen Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 E Henschen Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAKLAND serves 6,202 people · EPA ID FL3480913
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Metronet.

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