St. Clair County property record for 509 E Garfield St, Belleville, IL 62220
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 798 sqft · built 1900 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on File |
| Last Sale | $154,000 (Dec 2023) |
| Tax Bill | $996 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2023 Sale & Mortgage |
| APN | 08-27-0-133-055 |
| Primary APN | 08-27-0-133-055 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 798 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick/Stone |
| Lot Area | 2,178 sqft (0.05 acres) |
| Cooling System | Central |
|---|
| Street Address | 509 E GARFIELD ST |
|---|---|
| City | BELLEVILLE |
| State | IL |
| Zip | 62220-3540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STUARTS 5TH ADD PT LOTS 10 & 12 AND PT OF LOT 13 A02801733 |
| Legal Subdivision | STUARTS 5TH ADD |
| Legal Lot Number | 10,13 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | BELLEVILLE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 501900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Belleville Historic District listed 1976 · 73 contributing resources · NRIS 76002165 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
509 E Garfield St is owned and occupied by an individual who bought it in December 2023.
Source: St. Clair County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 509 E GARFIELD ST, BELLEVILLE, IL 62220-3540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2026 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Dec 29, 2023 | Warranty Deed, Transfer · Conventional Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2023 · Amount on File |
| Deed Sale | Dec 29, 2023 · Amount on File |
| Prior Sale | Apr 20, 2020 · Amount on File |
| Deed Document Number | 20232801733 |
| Prior Transfer Date | Jul 11, 2017 |
| Prior Transfer Doc | 0002544332 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Apr 6, 2026 |
| Property Address | 509 E GARFIELD ST, BELLEVILLE, IL 62220-3540 |
| Document Number | 0002879481 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 20262879481 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 509 E GARFIELD ST, BELLEVILLE, IL 62220-3540 |
| Document Number | 0002879481, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 20262879481 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Dec 29, 2023 |
| Property Address | 509 E GARFIELD ST, BELLEVILLE, IL 62220-3540 |
| Document Number | 0A02801733 |
| Map Reference | MB AA PG 35 |
| Instrument Date | Dec 22, 2023 |
| Instrument | A02801733 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2024 |
| Title Company | TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $154.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 509 E GARFIELD ST, BELLEVILLE, IL 62220-3540 |
| Document Number | 0A02801734 |
|---|---|
| Date | Dec 29, 2023 |
| Instrument | A02801734 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.25% |
The 2025 property tax bill for 509 E Garfield St was $996 with a homeowner's exemption, up 153.4% from the year before.
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Belleville City |
| County | St. Clair County |
| Elementary School District | Belleville School District 118 (PK - 08) |
| Secondary School District | Belleville Township High School District 201 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $996.00 (+153.44%) | $30,135 (+574.01%) Land $1,488 Building $28,647 | $90,405 (+574.01%) Land $4,464 Building $85,941 |
| 2024 | $393.00 | $4,471 Land $1,403 Building $3,068 | $13,413 Land $4,209 Building $9,204 |
| 2022 | $23,656 Land $1,237 Building $22,419 | $70,968 Land $3,711 Building $67,257 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 509 E Garfield St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
The area around 509 E Garfield St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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