509 E Front St, Lynden, WA 98264 Property Records

Whatcom County property record for 509 E Front St, Lynden, WA 98264 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,023 sqft · built 1940
Lot Size	0.16 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Oct 2017)
Tax Bill	$3,640 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`546589`

Property Details

APN / Parcel Number

Primary APN	`546589`
Alternative APNs	`400320 558453 0000` `134499`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,023 sqft Living Area
1st Floor Area	1,023 sqft
Basement Area	1,772 sqft
Finished Basement	814 sqft
Unfinished Basement	958 sqft
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.16 acres)
Garage Type	Detached
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	35 sqft
Deck Area	285 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	546589
Street Address	509 E FRONT ST
City	LYNDEN
State	WA
Zip	98264-1609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAWLEY-LAWRENCES ADD TO LYNDEN LOT 4 BLK 7
Legal Range	03
Legal Township	40
Legal Section	20
Legal Subdivision	HAWLEY-LAWRENCES ADD TO LYNDEN
Legal Block	7
Legal Lot Number	4
Jurisdiction	WHATCOM WA
Township / Civil Division	LYNDEN
Census Block Group	2
Census Block	2037
Census Tract	10303

Owner

Source: Whatcom County records · APN 546589

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	509 E FRONT ST, LYNDEN, WA 98264-1609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE PACIFIC
Oct 31, 2017	Warranty Deed, Transfer CHICAGO TITLE COMPANY/WA
Oct 31, 2017	Quit Claim Deed, Mortgage · Conventional with PMI BANK OF THE PACIFIC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 31, 2017 · Amount on Record
Deed Sale	Oct 31, 2017 · Amount on Record
Prior Sale	Oct 31, 2017 · Amount on Record
Deed Document Number	2017-1003695
Record Updated	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	509 E FRONT ST, LYNDEN, WA 98264-1609
Transaction Type	Mortgage
Record Updated	Nov 01, 2023
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000203324
Date	Feb 18, 2021
Instrument	2021-0203324

Lender

Name	BANK OF THE PACIFIC
Type	Bank
Address	NORTHFIELD, NJ 08225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Oct 31, 2017
Property Address	509 E FRONT ST, LYNDEN, WA 98264-1609
Document Number	2171003695
Instrument Date	Oct 25, 2017
Instrument	1003695
Transaction Type	Transfer
Record Updated	Nov 28, 2017
Title Company	CHICAGO TITLE COMPANY/WA

Transaction

Amount	Amount Recorded
Tax	$75.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	509 E FRONT ST LYNDEN WA 982641609, LYNDEN, WA 98264-1609

October 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Oct 31, 2017
Property Address	509 E FRONT ST, LYNDEN, WA 98264-1609
Document Number	2171003696
Instrument Date	Oct 24, 2017
Instrument	1003696
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	509 E FRONT ST LYNDEN WA 982641609, LYNDEN, WA 98264-1609

Mortgage

Document Number	2171003697
Date	Oct 31, 2017
Instrument	1003697

Lender

Name	BANK OF THE PACIFIC
Type	Bank
Address	BELLINGHAM, WA 98225

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2047

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Lynden City
Unified School District	Lynden School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,640.00 (+155.44%)	$481,150 (+26.23%) Land $245,543 Building $235,607	$481,150 (+26.23%) Land $245,543 Building $235,607
2022		$381,170 Land $144,408 Building $236,762	$381,170 Land $144,408 Building $236,762
2021	$1,425.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730103032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1990)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 1990, river or lake flooding, Severe Storms & Flooding
Claims By Storm	Severe Storms & Flooding, Nov 1990 · 2 claims

Wildfire

Wildfire Risk	Low above 4% of the US · above 2% of Washington
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 90 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Northwest Fiber	Fiber	6,000 / 6,000
Xfinity	Cable	2,000 / 250
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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