509 E Eckman St, South Bend, IN 46614 Property Records

St. Joseph County property record for 509 E Eckman St, South Bend, IN 46614

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1926
Lot Size	0.113 acres (4,956 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Aug 2022)
Tax Bill	$1,686 (2024)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-08-24-251-011.000-026`

Property Details

APN / Parcel Number

Primary APN	`71-08-24-251-011.000-026`
Alternative APN	`01871655788`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Attic	Attic
Attic Area	1,120 sqft
Basement Area	1,120 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	4,956 sqft (0.113 acres)
Lot Dimensions	118 ft deep x 42 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01871655788
Street Address	509 E ECKMAN ST
City	SOUTH BEND
State	IN
Zip	46614-1261
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 239 STUDEBAKER PL 3RD
Legal Lot Number	239
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PORTAGE
Census Block Group	2
Census Block	2007
Census Tract	3300

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	509 E ECKMAN ST, SOUTH BEND, IN 46614-1261
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage TEACHERS CU
Aug 24, 2022	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL CO
Apr 6, 2022	Personal Representative Deed, Transfer METROPLITAN TITLE, METROPOLITAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2022 · Amount on Record
Deed Sale	Aug 24, 2022 · Amount on Record
Prior Sale	Apr 6, 2022 · Amount on Record
Deed Document Number	0002224803
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	509 E ECKMAN ST, SOUTH BEND, IN 46614-1261
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	METROPOLITAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002210294
Date	Apr 6, 2022
Instrument	2210294

Lender

Name	TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Aug 24, 2022
Property Address	509 E ECKMAN ST, SOUTH BEND, IN 46614-1261
Document Number	0002224803
Map Reference	PB 12 PG 1
Instrument Date	Aug 22, 2022
Instrument	2224803
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 E ECKMAN ST, SOUTH BEND, IN 46614-1261

Mortgage

Document Number	0002224804
Date	Aug 24, 2022
Instrument	2224804

Lender

Name	CARDINAL FINANCIAL CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 6, 2022
Property Address	509 E ECKMAN ST, SOUTH BEND, IN 46614-1261
Document Number	0002210293
Map Reference	PB 12 PG 1
Instrument Date	Mar 22, 2022
Instrument	2210293
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 E ECKMAN ST, SOUTH BEND, IN 46614-1261

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Portage Township
Municipality	South Bend City
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$138,800 (+11.22%) Land $4,000 Building $134,800	$138,800 (+11.22%) Land $4,000 Building $134,800
2024	$1,686.00 (+14.93%)
2023	$1,467.00 (+26.79%)	$124,800 (+22.23%) Land $4,000 Building $120,800	$124,800 (+22.23%) Land $4,000 Building $120,800
2022	$1,157.00 Homeowner's exemption	$102,100 Land $4,000 Building $98,100	$102,100 Land $4,000 Building $98,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 877 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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