509 E Dunham Ave, Des Moines, IA 50315 Property Records

Polk County property record for 509 E Dunham Ave, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 637 sqft · built 1952
Lot Size	0.154 acres (6,750 sqft)
Owner	2 Individual Names on File
Last Sale	$71,500 (Dec 2003)
Tax Bill	$1,876 (2024)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`7824-10-454-003`

Property Details

APN / Parcel Number

Primary APN	`7824-10-454-003`
Alternative APN	`020/00086-000-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	637 sqft Living Area
Gross Area	1,265 sqft
1st Floor Area	637 sqft
Basement Area	628 sqft

Exterior

Year Built	Built 1952
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,750 sqft (0.154 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Deck Area	192 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	509 E DUNHAM AVE
City	DES MOINES
State	IA
Zip	50315-1312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BOYDS PLACE
Legal Range	24W
Legal Township	78N
Legal Section	10
Legal Subdivision	BOYDS PLACE
Legal Lot Number	7
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1024
Census Tract	4200

Owner

509 E Dunham Ave is owned and occupied by two individuals who bought it in December 2003.

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	509 E DUNHAM AVE, DES MOINES, IA 50315-1312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2003 · Amount on File
Deed Sale	Dec 31, 2003 · Amount on File
Deed Document Number	2003-00082863
Deed Book / Page	10334 / 0771
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	509 E DUNHAM AVE, DES MOINES, IA 50315-1312
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 E DUNHAM AVE, DES MOINES, IA 50315-1312
Investor	Possibly a Property Investor

Mortgage

Document Number	0000127378
Date	Dec 6, 2021
Book Page	18894/23
Instrument	2021-00127378

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 15, 2031

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$119,900 Land $20,800 Building $99,100	$119,900 Land $20,800 Building $99,100
2024	$1,876.00
2023		$103,700 Land $17,700 Building $86,000	$103,700 Land $17,700 Building $86,000
2020	$1,824.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 509 E Dunham Ave in Zone X, where a levee reduces flood risk, though there have been 9 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	9 (1983–2010)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2010 · 2 claims Severe Storms & Flooding, Sep 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 E Dunham Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20