509 E Clay St, Mount Pleasant, IA 52641 Property Records

Henry County property record for 509 E Clay St, Mount Pleasant, IA 52641

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,196 sqft · built 1963
Lot Size	0.349 acres (15,200 sqft)
Owner	2 Individual Names on File
Last Sale	$138,500 (Jul 2021)
Tax Bill	$2,946 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`420080943201700`

Property Details

APN / Parcel Number

Primary APN	`420080943201700`
Alternative APN	`082239000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
Basement Area	1,196 sqft
Unfinished Basement	1,196 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,200 sqft (0.349 acres)
Lot Dimensions	152 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	612 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	143 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	509 E CLAY ST
City	MOUNT PLEASANT
State	IA
Zip	52641-2326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 2ND W100' E178' S168' LT 3 BLK 10
Legal Subdivision	COMMISSIONERS 2ND ADD
Legal Block	10
Legal Lot Number	3
Jurisdiction	HENRY IA
Township / Civil Division	MOUNT PLEASANT
Census Block Group	4
Census Block	4021
Census Tract	970400

Owner

509 E Clay St is owned and occupied by two individuals who bought it in July 2021.

Source: Henry County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	509 E CLAY ST, MOUNT PLEASANT, IA 52641-2326
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Warranty Deed, Transfer · Conventional Mortgage PILOT GROVE SAVINGS BANK
Sep 5, 2019	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2021 · Amount on File
Deed Sale	Jul 19, 2021 · Amount on File
Prior Sale	Sep 5, 2019 · Amount on File
Deed Document Number	20211903
Deed Book / Page	2021 / 1903
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IA
Recording Date	Jul 19, 2021
Property Address	509 E CLAY ST, MOUNT PLEASANT, IA 52641-2326
Document Number	02021/1903
Book / Page	2021 / 1903
Map Reference	BK 193 PG 357
Instrument Date	Jun 29, 2021
Instrument	21-1903
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	509 E CLAY ST, MOUNT PLEASANT, IA 52641-2326
Investor	Possibly a Property Investor

Mortgage

Document Number	02021/1904
Date	Jul 19, 2021
Book Page	2021/1904
Instrument	21-1904

Lender

Name	PILOT GROVE SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 15, 2031

Interest

Rate Type	Fixed Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IA
Recording Date	Sep 5, 2019
Property Address	509 E CLAY ST, MOUNT PLEASANT, IA 52641-2326
Document Number	2019/1789
Book / Page	2019 / 1789
Instrument Date	Aug 24, 2019
Instrument	1789
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 E CLAY ST, MT PLEASANT, IA 52641-2326

Mortgage

Document Number	02019/1790
Date	Sep 5, 2019
Book Page	2019/1790
Instrument	1790

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 509 E Clay St was $2,946 with a homeowner's exemption.

Source: Henry County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Henry County
Municipality	Mount Pleasant City
Unified School District	Mount Pleasant Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,946.00	$186,120 (-) Land $22,500 Building $163,620	$186,120 (-) Land $22,500 Building $163,620
2025		$186,120 Land $22,500 Building $163,620	$186,120 Land $22,500 Building $163,620
2024	$2,930.00
2023		$169,600 Land $22,500 Building $147,100	$169,600 Land $22,500 Building $147,100
2022	$2,938.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 509 E Clay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 E Clay St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT PLEASANT MUNICIPAL UTILITIES serves 9,274 people · EPA ID IA4453016
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Liberty Communications Fixed Wireless · Fiber in parts of the area	500 / 200
Windstream DSL	200 / 20

May also be available: LISCOFIBER, Nextlink, T-Mobile.

Nearby Properties on E Clay St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures