509 E Church St, Smithfield, NC 27577 Property Records

Johnston County property record for 509 E Church St, Smithfield, NC 27577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,472 sqft · built 1929
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (May 2021)
Tax Bill	$1,874 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`2000239038`

Property Details

APN / Parcel Number

Primary APN	`2000239038`
Alternative APN	`15026007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,472 sqft Living Area
Gross Area	1,616 sqft
1st Floor Area	1,472 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1980
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Area	256 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2000239038
Street Address	509 E CHURCH ST
City	SMITHFIELD
State	NC
Zip	27577-4509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	SPRING BRANCH M26 L7
Legal Subdivision	THE TOWN OF SMITHFIELD
Jurisdiction	JOHNSTON NC
Township / Civil Division	SMITHFIELD
Census Block Group	1
Census Block	1015
Census Tract	40800

Owner

509 E Church St is owned and occupied by an individual who bought it in May 2021.

Source: Johnston County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	509 E CHURCH ST, SMITHFIELD, NC 27577-4509
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2021 · Amount on File
Deed Sale	May 21, 2021 · Amount on File
Prior Sale	Jan 30, 2003 · Amount on File
Deed Document Number	2021750624
Deed Book / Page	5938 / 260
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	May 21, 2021
Property Address	509 E CHURCH ST, SMITHFIELD, NC 27577-4509
Document Number	0000750624
Book / Page	5938 / 260
Map Reference	MB 4 PG 464
Instrument Date	May 19, 2021
Instrument	2021750624
Transaction Type	Transfer
Record Updated	Jun 10, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	509 E CHURCH ST, 509, SMITHFIELD, NC 27577-4509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 E CHURCH ST, SMITHFIELD, NC 27577-4509

Mortgage

Document Number	0000750625
Date	May 21, 2021
Instrument	2021750625

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 509 E Church St was $1,874.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Municipality	Smithfield Town
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,874.00	$195,250 Land $70,000 Building $125,250	$195,250 Land $70,000 Building $125,250
2023	$1,394.00	$110,700 Land $45,000 Building $65,700	$110,700 Land $45,000 Building $65,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 509 E Church St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	35 (1995–2026)
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 7 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims Hurricane Fran, Sep 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 E Church St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SMITHFIELD serves 12,900 people · EPA ID NC0351010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20