509 E Carter Mill Rd, Elkin, NC 28621 Property Records

Wilkes County property record for 509 E Carter Mill Rd, Elkin, NC 28621

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,837 sqft · built 1977
Lot Size2.15 acres (93,654 sqft)
OwnerIndividual Name on File
Tax Bill$1,507 (2025)
Deeds & MortgagesSep 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN4942-46-3254

Property Details

APN / Parcel Number

Primary APN4942-46-3254
Alternative APNs
  • 0602154
  • 174473

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,837 sqft Living Area
1st Floor Area1,837 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleContemporary
Exterior MaterialBrick
Construction TypeFrame
Roof TypeFlat
Lot Area93,654 sqft (2.15 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number174473
Street Address509 E CARTER MILL RD
CityELKIN
StateNC
Zip28621-8805
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionALICO SHAFFNER PROP
JurisdictionWILKES NC
Township / Civil DivisionEDWARDS
Census Block Group1
Census Block1027
Census Tract960101

Owner

509 E Carter Mill Rd is owned and occupied by an individual who acquired it in December 2013.

Source: Wilkes County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address509 E CARTER MILL RD, ELKIN, NC 28621-8805
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 18, 2013
Deed SaleDec 18, 2013
Deed Book / Page1182 / 332
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILKES NC
Property Address509 E CARTER MILL RD, ELKIN, NC 28621-8805
Transaction TypeMortgage
Record UpdatedSep 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 E CARTER MILL RD, ELKIN, NC 28621-8805

Mortgage

Document Number001425/316
DateSep 17, 2025
Book Page1425/316
Instrument6598
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27609
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueOct 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 509 E Carter Mill Rd was $1,507, down 36.7% from the year before.

Source: Wilkes County assessment roll, as of January 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWilkes County
Unified School DistrictWilkes County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,507.00 (-36.73%)$313,190 Land $44,650 Building $268,540$313,190 Land $44,650 Building $268,540
2024$2,382.00
2023$152,730 Land $14,530 Building $138,200$152,730 Land $14,530 Building $138,200
2020$1,191.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 509 E Carter Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 15, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 E Carter Mill Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Brightspeed, RiverStreet Networks.

Nearby Properties on E Carter Mill Rd

Nearby Streets

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