509 E Bowie St, Luling, TX 78648 Property Records

Caldwell County property record for 509 E Bowie St, Luling, TX 78648

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,296 sqft · built 1951
Lot Size	0.212 acres (9,230 sqft)
Owner	Individual Name on File
Last Sale	$106,900 (Jan 2006)
Tax Bill	$4,012 (2026)
Deeds & Mortgages	Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0600000-159-020-80`

Property Details

APN / Parcel Number

Primary APN	`0600000-159-020-80`
Alternative APNs	`R23733` `23733`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft
Utility Area	50 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1996
Architectural Style	Georgian
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Reinforced Concrete
Lot Area	9,230 sqft (0.212 acres)
Lot Dimensions	130 ft deep x 71 ft wide
Garage Type	Mixed
Garage Area	275 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Slab
Porch Area	132 sqft
Patio Area	235 sqft
Shed	1 Shed
Shed Area	132 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	23733
Street Address	509 E BOWIE ST
City	LULING
State	TX
Zip	78648-3003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	O.T. LULING, BLOCK 59, LOT 20-21 PT19
Legal Subdivision	O.T. LULING
Legal Block	59
Legal Lot Number	20,21
Jurisdiction	CALDWELL TX
Township / Civil Division	LULING
Census Block Group	2
Census Block	2052
Census Tract	960702

Owner

509 E Bowie St is owned and occupied by an individual who bought it in January 2006.

Source: Caldwell County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	509 E BOWIE ST, LULING, TX 78648-3003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2006 · Amount on File
Deed Sale	Jan 26, 2006 · Amount on File
Prior Sale	Jan 26, 2006 · Amount on File
Deed Document Number	2006395
Deed Book / Page	445 / 461
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	509 E BOWIE ST, LULING, TX 78648-3003
Transaction Type	Mortgage
Record Updated	Jan 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-006643
Date	Dec 15, 2017
Instrument	2017-006643

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 509 E Bowie St was $4,012 with a homeowner's exemption, down 0.9% from the year before.

Source: Caldwell County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Caldwell County
Municipality	Luling City
Unified School District	Luling Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,012.00 (-0.91%)	$223,480 (+0.59%) Land $23,540 Building $199,940	$223,480 (-10.78%) Land $23,540 Building $199,940
2025	$4,049.00 (+45.65%) Homeowner's exemption	$222,173 Land $23,540 Building $226,940	$250,480 Land $23,540 Building $226,940
2024	$2,780.00 (+19.78%)
2023	$2,321.00 (-22.09%) Homeowner's exemption	$182,655 Land $23,540 Building $220,400	$243,940 Land $23,540 Building $220,400
2022	$2,979.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 509 E Bowie St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 E Bowie St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LULING serves 7,364 people · EPA ID TX0280002
Water Source	Purchased surface water from GBRA LULING PLANT
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Rise Broadband Fiber	1,000 / 200
VTX Communications Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Guadalupe Valley Electric Cooperative, Verizon.

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